Tommy Trainer
$299,9992 bd2 ba1,334 sqft$225 /sqft$2,391 /mo all-in ↓

, ORLANDO, FL, 32812

Active68 days on marketListed May 14, 2026MLS #A12018924

Single Family ResidenceGATLIN GARDENS

About this home

Welcome to 4490 Simmons Road, a beautifully updated and move-in ready home in the desirable Conway/Gatlin Gardens area of Orlando. This charming single-story home blends classic mid-century character with modern upgrades, offering 2 bedrooms, 2 full bathrooms, and approximately 1,334 square feet on a 7,500 sq ft lot with NO HOA. The inviting curb appeal is highlighted by a huge front deck, perfect for relaxing or entertaining. Inside, natural light fills the open floor plan featuring durable wood plank-look tile throughout. The updated kitchen offers quartz countertops, modern cabinetry, stainless-steel appliances, plus a new microwave and washer installed in 2025. The dining room includes a stunning quartz beverage/coffee bar with additional cabinetry and storage. Bedrooms are generously sized with easy access to two full bathrooms. Additional features include interior laundry, central A/C. and a roof replaced in 2019 for added peace of mind. Installed in July 2025, the new vinyl fence creates a private backyard space ideal for entertaining, gardening, or relaxing outdoors. Conveniently located minutes from SoDo, Downtown Orlando, Orlando International Airport, and major roadways including the 408 and 528. Zoned for Shenandoah Elementary, Conway Middle, and Boone High School. With modern upgrades, a nearly new roof, quartz finishes, stainless appliances, new fencing, and timeless charm, this Conway gem is perfect for first-time buyers, downsizers, or investors alike!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,334

Sqft

1941

Year built

$225

Per sqft

None view

Inside

AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Electric Range · Refrigerator · Washer
InteriorBuilt-in Features · Split Bedroom · Utility Room/Laundry
LaundryUtility Room/Laundry
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionFrame · Piling Construction
ViewNone
FacesNorth
ParkingDriveway

Community & fees

Taxes (2025)$3,986/yr
CommunityNone

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,391 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$332
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,500
Interest rate6.00%
Loan term

Estimated payment

$2,391/mo

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$332
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Orlando actives

$225 vs $240

Days on market

68 vs 34 typical

Where $225/sqft sits among the 400 Orlando actives

100
131 · this home
88
42
12
27
$137–196$196–254$254–312$312–371$371–429$429+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of

Get to know Orlando. See the full Orlando guide →

ORLANDO 32812 — neighborhood snapshot

Population

34,454

Median age

37.8

Median income

$74,245

Median home value

$342,800

Avg household

2.45

Households w/ children

4,013

For the school run

Orange County School District

ElementaryShenandoah Elementary★★★★★
MiddleConway Middle★★★★★
HighWilliam R Boone High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

147 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 44% above the ORLANDO 32812 median. See the full Orlando market guide →

Paper trail

This home's history

May 14, 2026Listed at $299,999 · 68 days on market since
1941Built · GATLIN GARDENS

Reality check

What actually sold near

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4220 LILLIAN HALL LANESold · Mar ’26

$615,000

4220 LILLIAN HALL LANE · same community

4 bd · 3 ba · 2,325 sqft · $265/sqft · 4 DOM

4219 LILLIAN HALL LANESold · Jul ’25

$555,000

4219 LILLIAN HALL LANE · same community

4 bd · 2.5 ba · 2,405 sqft · $231/sqft · 54 DOM

4047 LILLIAN HALL LANESold · Jul ’26

$575,000

4047 LILLIAN HALL LANE · same community

4 bd · 3 ba · 2,704 sqft · $213/sqft · 23 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

FAQs

What would the monthly payment be for ?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,391/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on ?+

The most recent tax bill on record (2025) was $3,986. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Orlando?+

At $299,999, this home is listed about 23% below the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to ?+

Shenandoah Elementary (elementary), Conway Middle (middle), William R Boone High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$299,999 runs 44% above the ORLANDO 32812 median.

02None views

The none view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

68 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.

Listing courtesy of Empire Network Realty · Scott Pettengill. MLS #A12018924.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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