4735 SPINNAKER DRIVE, BRADENTON, FL, 34208
Active107 days on marketListed Apr 10, 2026MLS #A4683560
About this home
4735 SPINNAKER DRIVE
Enjoy true Florida waterfront living in this well-maintained 3-bedroom, 3-bath Gulf-access pool home. With direct access to open water from your backyard, it’s perfect for boaters who want quick and easy trips to the Gulf. No CDD and Low HOA. The home offers hurricane impact windows and a hurricane-rated garage door for added peace of mind and remained high and dry during previous storms Step outside to an enclosed solar-heated saltwater pool designed for year-round outdoor living. A third full bathroom with direct pool access adds convenience for poolside use. An outdoor kitchen completes the space, ideal for entertaining. Recent updates include a new HVAC system (2023), pool resurfacing with a new railing, skimmer, variable-speed pump, saltwater system and auto fill (2023) Pool solar panels (2023), hurricane-rated garage door (2019), front impact windows (2020), enclosed pool cage (2024) and new attic insulation (2026). Fresh landscaping enhances the curb appeal, and the home is move-in ready with thoughtful updates throughout. A great opportunity to enjoy boating, relaxing poolside, and making the most of waterfront living
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,117
Sqft
0.19 ac
Lot size
3
Garage
1998
Year built
One
Levels
$368
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,710 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,710/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.8%
$/sqft vs RIVERDALE REV
$368 vs $386
Days on market
107 vs 53 typical
Where $368/sqft sits among the 12 homes for sale in RIVERDALE REV
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Braden River East
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Braden River East — neighborhood snapshot
Population
7,295
Median age
52
Median income
$86,737
Median home value
$379,666
Avg household
2
Households w/ children
686
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
6 of 12
RIVERDALE REV have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 114% above the BRADENTON 34208 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4735 SPINNAKER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$775,000
4708 CLIPPER DRIVE · same community
4 bd · 3.5 ba · 2,106 sqft · $368/sqft · 178 DOM
Sold · May ’26$785,000
4743 SPINNAKER DRIVE · same community
3 bd · 2.5 ba · 2,089 sqft · $376/sqft · 62 DOM
Sold · Jul ’26$840,000
4707 CLIPPER DRIVE · same community
3 bd · 3 ba · 2,073 sqft · $405/sqft · 194 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4735 SPINNAKER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4735 SPINNAKER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4735 SPINNAKER DRIVE FAQs
What would the monthly payment be for 4735 SPINNAKER DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,710/mo — principal and interest, the actual property-tax bill, the $30/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4735 SPINNAKER DRIVE?+
The association fee works out to $30 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4735 SPINNAKER DRIVE?+
The most recent tax bill on record (2025) was $234. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4735 SPINNAKER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $779,900, this home is listed about 97% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 4735 SPINNAKER DRIVE?+
William H. Bashaw Elementary (elementary), Carlos E. Haile Middle School (middle), Braden River High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$779,900 runs 114% above the BRADENTON 34208 median — but at 2,117 sqft it's also 34% larger than the typical Bradenton listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
107 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $814,900, now $779,900 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PROFERE · Becky Gonzales. MLS #A4683560.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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