601 19TH STREET NW, RUSKIN, FL, 33570
Active87 days on marketListed May 14, 2026MLS #A4693727
About this home
601 19TH STREET NW
THIS HOME SHOULD NOT STILL BE AVAILABLE AT $340,000. With more than 2,500 square feet, a brand-new 2026 roof, a beautifully renovated kitchen, an oversized loft, and a large fenced backyard, it offers an incredible amount of space and value at this price. The main level is designed for everyday living and entertaining, with wood-look porcelain tile, a formal living room that could also function as an office or flex space, a separate dining area, and an updated kitchen featuring Silestone quartz countertops, wood cabinetry, stainless steel appliances, and a walk-in pantry. All four bedrooms are located upstairs, along with an oversized loft that provides a second living area with plenty of room for a media room, playroom, home office, or game room. The spacious primary suite includes a large walk-in closet and private en-suite bathroom. Outside, the expansive PVC-fenced backyard offers plenty of space for pets, entertaining, or creating your own outdoor retreat. The washer and dryer are also included. Major improvements include a new roof and gutters in 2026, exterior stucco and paint completed in 2023, along with updates to the HVAC, water heater, downstairs bathroom, interior paint, flooring, lighting, and multiple appliances between 2019 and 2022. Located in the gated community of Mira Lago West, residents enjoy a community pool, clubhouse, basketball courts, playground, scenic lakes, sidewalks, a low HOA, and a CDD of less than $800 annually. The home is also located in Flood Zone X. Vacant, move-in ready, and available for a quick closing. At $340,000, buyers will be hard-pressed to find another home offering this much square footage, this many updates, and this level of value. Schedule your showing today!!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,508
Sqft
0.13 ac
Lot size
2
Garage
2010
Year built
Two
Levels
$136
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,550 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,550/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.8%
$/sqft vs Ruskin actives
$136 vs $178
Days on market
87 vs 53 typical
Where $136/sqft sits among the 282 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
The numbers that matter
The Ruskin market
$315K → $330K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
140 of 282
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the Ruskin median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 601 19TH STREET NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$675,000
100 18TH STREET NW
3 bd · 3 ba · 2,496 sqft · $270/sqft · 36 DOM
Sold · Jul ’26$339,900
451 SUNLIT CORAL STREET
5 bd · 3 ba · 2,522 sqft · $135/sqft · 48 DOM
Sold · Sep ’25$360,000
636 OLIVE CONCH STREET
5 bd · 3 ba · 2,522 sqft · $143/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 601 19TH STREET NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 601 19TH STREET NW — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
601 19TH STREET NW FAQs
What would the monthly payment be for 601 19TH STREET NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,550/mo — principal and interest, the actual property-tax bill, the $98/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 601 19TH STREET NW?+
The association fee works out to $98 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 601 19TH STREET NW?+
The most recent tax bill on record (2025) was $1,684. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 601 19TH STREET NW?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $340,000, this home is listed about 3% below the Ruskin median of $349,900. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of CORCORAN DWELLINGS REALTY · Brittney Vicente. MLS #A4693727.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ruskin homes, in your inbox
Like 601 19TH STREET NW but not quite? A daily digest of every new listing in Ruskin — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Tommy to ping you on any price or status change →