8725 CANARD COVE, PALMETTO, FL, 34221
Active69 days on marketListed Jun 1, 2026MLS #A4695548
About this home
8725 CANARD COVE
Finished and Move IN Ready! This is such a great floorplan, with the Primary Bedroom, full en-suite bedroom, and den on the 1st floor! Home is on the Cul-de-sac with an oversized yard, beautiful landscaping and pond views.****SPECIAL FINANCING AVAILABLE FOR A LIMITED TIME ONLY FROM PREFERRED LENDER. RESTRICTIONS APPLY, FOR QUALIFIED BUYERS, SUBJECT TO APPLICABLE TERMS AND CONDITIONS. SUBJECT TO CHANGE WITHOUT NOTICE****Cay at Coasterra in Palmetto, Resort style living. New Palmetto model home showcases 2,628 square feet, 4 bedrooms, 3 full bathrooms, a spacious den, loft, and 2 car garage. Located in a gated community west of I 75, this home offers convenient access to Gulf Coast beaches, shopping, dining, and everyday conveniences. Step inside to discover an open concept floor plan designed for both comfortable daily living and entertaining. The kitchen serves as the centerpiece of the home with a large center island, pantry, and seamless connection to the café and great room. A tray ceiling adds architectural interest to the expansive living area, while large windows fill the home with natural light. Sliding glass doors open to a covered lanai, creating an ideal indoor and outdoor living experience. The first floor includes a private secondary bedroom and full bathroom, making it a versatile space for guests, a home office, or multi generational living. A spacious den near the foyer provides additional flexibility to suit a variety of needs. The first floor owner's suite is privately positioned and features a generous walk in closet and a well appointed en suite bathroom designed with comfort and functionality in mind. Upstairs, a large loft creates an additional living area perfect for gathering, relaxing, or creating a dedicated media or recreation space. Two additional bedrooms with walk in closets share a full bathroom, providing ample space and privacy throughout the home. Coasterra offers an impressive collection of community amenities including a resort style pool, fitness center, clubhouse, pickleball courts, shuffleboard courts, sports field, dog park, scenic walking trails, boardwalks, lakeside gathering areas, pavilion and bar, plus canoe and kayak launches. Combining new construction quality, smart home design, and exceptional amenities, this home presents an outstanding opportunity to enjoy the Florida lifestyle in one of Palmetto's newest gated communities.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,628
Sqft
0.15 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,469 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,469/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.5%
$/sqft vs Palmetto actives
$190 vs $206
Days on market
69 vs 57 typical
Where $190/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $355K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
229 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 8725 CANARD COVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$474,900
8822 WINDLASS COVE
4 bd · 3 ba · 2,696 sqft · $176/sqft · 305 DOM
Sold · Dec ’25$390,000
11807 71ST AVENUE E
5 bd · 4 ba · 2,771 sqft · $141/sqft · 6 DOM
Sold · Dec ’25$410,000
7145 119TH COURT E
5 bd · 4 ba · 2,771 sqft · $148/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8725 CANARD COVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8725 CANARD COVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8725 CANARD COVE FAQs
What would the monthly payment be for 8725 CANARD COVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,469/mo — principal and interest, the actual property-tax bill, the $103/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8725 CANARD COVE?+
The association fee works out to $103 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8725 CANARD COVE?+
The most recent tax bill on record (2025) was $500. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8725 CANARD COVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $499,999, this home is listed about 27% above the Palmetto median of $394,999. The market section on this page shows how the area is trending.
Which schools are assigned to 8725 CANARD COVE?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$499,999 runs 34% above the PALMETTO 34221 median — but at 2,628 sqft it's also 36% larger than the typical Palmetto listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $519,999, now $499,999 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Michael Gray, LLC. MLS #A4695548.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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