23 CREEKSIDE DRIVE, PALM COAST, FL, 32137
Active387 days on marketListed Jul 12, 2025MLS #FC311160
About this home
23 CREEKSIDE DRIVE
You'll be amazed by the beautifully landscaped front garden, impressed by the thoughtfully designed interior layout and features, and absolutely captivated by the serene backyard lake view! ICI Grand Stratford model in fabulous Creekside Village at Grand Haven offers 4 Bedroom, 3 Bathroom, 3 car garage, and 2633 Sqft living space complete with an oversized L-shaped POOL. This gem showcases 12’ceiling in the main living areas and 10’ in the bedrooms. Recent upgrades include a NEW ROOF and interior A/C unit in 2024. Meticulously tended, the property features a split floor plan and includes a formal dining room, family room, and breakfast nook for added privacy. The spacious living room features abundant windows and extra-wide sliding glass doors that flood the space with natural light. The primary suite includes a garden tub, oversized walk-in shower, dual vanities, and a large walk-in closet. Both guest bathrooms are equipped with a walk-in tub and shower combination. The elegant kitchen offers sitting area, 42” cabinets, porcelain tile backsplash, and granite countertop. Throughout the home, you’ll find luxury Tiffany-style light fixtures. Enjoy cozy winter evenings by the beautiful gas fireplace. Additionally, the home is equipped with a water softening system, which is beneficial for your health. Generously sized laundry room offers plenty of shelving and a utility sink. The oversized 3-car garage provides ample space not only for vehicles but also for extra storage, a workshop area, or hobby space—perfect for those who need flexibility and functionality. The pool patio overlooks the oversized, lush green backyard and the tranquil lake view. To enjoy the Florida lifestyle to the fullest, take advantage of the exceptional recreational activities this community offers: clubhouse, 2 public pools, 2 restaurants, fitness center, tennis courts, and countless walking trails with street lighting. If you've ever dreamed of living in paradise—this is your place!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,633
Sqft
0.37 ac
Lot size
3
Garage
2007
Year built
One
Levels
$322
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,702 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,702/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.5%
$/sqft vs Palm Coast actives
$322 vs $218
Days on market
387 vs 47 typical
Where $322/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Creekside, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,995/mo median
Live Palm Coast rental listing data — this home’s rate depends on size, condition and furnishing.
The Kissimmee short-term market
▼ Softening50%
Occupancy
▼ 32% yr/yr
$296
Avg nightly rate
▲ 15% yr/yr
$35K/yr
Revenue per listing
$148
RevPAR
63 days
Booking lead time
5.5 nights
Avg stay
3
Typical min nights
10,047
Active rentals
▲ 12% supply
Seasonality — monthly occupancy
Peaks at 58% in Feb · bottoms at 38% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Kissimmee — the projection above is specific to this home’s size.
Where it sits
Inside Grand Haven
Creekside is a short-term-rental community. See the full guide →
Grand Haven — neighborhood snapshot
Population
3,308
Median age
65
Median income
$88,771
Median home value
$468,511
Avg household
2
Households w/ children
182
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
168 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 123% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 23 CREEKSIDE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$637,000
17 SWEETWATER COURT · same community
3 bd · 3 ba · 2,083 sqft · $306/sqft · 77 DOM
Sold · Jun ’26$715,000
4 AUGUSTA TRAIL
5 bd · 3 ba · 2,594 sqft · $276/sqft · 7 DOM
Sold · Mar ’26$975,000
215 WILLOW OAK WAY
3 bd · 2.5 ba · 2,584 sqft · $377/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 23 CREEKSIDE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 23 CREEKSIDE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
23 CREEKSIDE DRIVE FAQs
What would the monthly payment be for 23 CREEKSIDE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,702/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 23 CREEKSIDE DRIVE?+
The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 23 CREEKSIDE DRIVE?+
The most recent tax bill on record (2024) was $7,541. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 23 CREEKSIDE DRIVE be rented short-term?+
Yes — this home sits inside Creekside, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 23 CREEKSIDE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $849,000, this home is listed about 115% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 23 CREEKSIDE DRIVE?+
Old Kings Elementary School (elementary), Indian Trails Middle School (middle), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$849,000 runs 123% above the PALM COAST 32137 median — but at 2,633 sqft it's also 40% larger than the typical Palm Coast listing.
02Zoned for nightly rentals
Creekside is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
04Time on market is leverage
387 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Old Kings Elementary School, Indian Trails Middle School, Matanzas High School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA DREAMS PROPERTIES INC · Alexander Medvedovsky. MLS #FC311160.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Coast homes, in your inbox
Like 23 CREEKSIDE DRIVE but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Tommy to ping you on any price or status change →