Tommy Trainer
$284,9003 bd2 ba1,372 sqft$208 /sqft$2,251 /mo all-in ↓

69 PICKERING DRIVE, PALM COAST, FL, 32164

Active1 days on marketListed Jul 27, 2026MLS #FC320188

Priced 16% below the PALM COAST 32164 medianSingle Family ResidencePALM COAST PINE GROVE SEC 26

About this home

69 PICKERING DRIVE

Get Your Sunny Slice of Palm Coast Living! Welcome home to this beautifully maintained 3-bedroom, 2-bathroom home with a 2-car garage and a dedicated indoor utility room which adds everyday convenience. Step inside to an inviting open-concept floor plan featuring luxury vinyl wood flooring throughout and brand NEW Pella Windows and glass sliding doors (with built in security bar). Outside, you will find a spacious fully-fenced backyard and large shed (both installed 2021) with plenty of room for a pool and a hot tub to create your own private backyard oasis. This nautical beauty offers the perfect blend of comfort, style, and functionality. Conveniently located near beaches, golf courses, parks, shopping, dining and everyday amenities. Additional features include:* (2022) 16 Seer HVAC system * (2021) roof * 50 AMP Full house generator hook-up plug ready to go * 4-panel sliding garage door screen for added airflow, privacy and versatility * Rain-bird metered Well Water sprinkler system for efficient irrigation with front & back zoning in place * Full-house rain gutters * Less than 10 miles to Flagler Beach! Whether you're looking for your first home, your forever home, or a smart investment, this Palm Coast gem offers the space, features, and outdoor living you've been searching for.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,372

Sqft

0.23 ac

Lot size

2

Garage

2002

Year built

One

Levels

$208

Per sqft

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Freezer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Solid Surface Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingDriveway
ExteriorIrrigation System · Lighting · Private Mailbox · Private Yard · Rain Gutters · Sliding Doors · Sprinkler Metered · Storage

Community & fees

Taxes (2025)$3,455/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Connected · Sprinkler Well · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,251 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,677
FHA mortgage insurance (est.)$126
Property tax — 2025 actual bill$288
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,972Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,972
Interest rate6.00%
Loan term

Estimated payment

$2,251/mo

Principal & interest$1,677
FHA mortgage insurance (est.)$126
Property taxes (actual bill)$288
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $285K
$259KedgeAI estimate $284,701 · range $270K$301K$313K

vs edgeAI estimate

+0.1%

$/sqft vs Palm Coast actives

$208 vs $217

Days on market

1 vs 47 typical

Where $208/sqft sits among the 400 Palm Coast actives

174 · this home
99
42
34
23
28
$156–208$208–260$260–313$313–365$365–417$417+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pine Grove

Map of 69 PICKERING DRIVE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Pine Grove — neighborhood snapshot

Population

7,145

Median age

44

Median income

$64,413

Median home value

$292,692

Avg household

3

Households w/ children

803

For the school run

Flagler County School District

MiddleBuddy Taylor Middle School★★★★★
ElementaryLewis E. Wadsworth Elementary★★★★★
HighFlagler-Palm Coast High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

180 of 400

Palm Coast actives have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% below the PALM COAST 32164 median. See the full Palm Coast market guide →

Paper trail

This home's history

Jul 27, 2026Listed at $284,900 · 1 days on market since
2002Built · PALM COAST PINE GROVE SEC 26

Reality check

What actually sold near 69 PICKERING DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

54 PINE GROVE DRIVESold · Sep ’25

$290,000

54 PINE GROVE DRIVE · same community

3 bd · 2 ba · 1,427 sqft · $203/sqft · 27 DOM

10 PINETREE DRIVESold · Mar ’26

$305,000

10 PINETREE DRIVE · same community

4 bd · 2 ba · 1,776 sqft · $172/sqft · 266 DOM

9 PITTMAN DRIVESold · Dec ’25

$305,000

9 PITTMAN DRIVE · same community

4 bd · 2 ba · 1,858 sqft · $164/sqft · 106 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 69 PICKERING DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 69 PICKERING DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

69 PICKERING DRIVE FAQs

What would the monthly payment be for 69 PICKERING DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,251/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 69 PICKERING DRIVE?+

The most recent tax bill on record (2025) was $3,455. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 69 PICKERING DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $284,900, this home is listed about 28% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 69 PICKERING DRIVE?+

Buddy Taylor Middle School (middle), Lewis E. Wadsworth Elementary (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of GRAND LIVING REALTY · Delissa Day. MLS #FC320188.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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