
1291 RIBBON PLACE, PALM COAST, FL, 32164
Active8 days on marketListed Jul 29, 2026MLS #FC320286
About this home
1291 RIBBON PLACE
Welcome to this beautifully appointed Hillcrest model home by Ryan Homes, originally used as the builder’s decorated model. This means it features a higher level of finishes and thoughtful upgrades typically found in model homes, elevating it above a standard production build. The home offers approximately 2,522 square feet of well-designed living space with an open-concept main level. The gourmet kitchen centers around a large island that overlooks the dining area and family room—perfect for everyday living and entertaining. Step outside to the spacious lanai for outdoor enjoyment. Upstairs you’ll find three secondary bedrooms, a full bath with double vanity, and a versatile loft ideal as a media room, play space, or home office. The deluxe owner’s suite features a tray ceiling, dual walk-in closets, and a private double-vanity bath. A convenient two-car garage and dedicated laundry complete the package. Located in the desirable Seminole Palms community within the Seminole Woods section of Palm Coast, residents enjoy a modern amenity center with a resort-style pool, fitness center, clubhouse, playground, dog park, and walking trails in a natural setting. Nearby Lifestyle Just minutes away is Flagler Beach, known for its relaxed, old-Florida vibe, iconic pier, uncrowded coquina-sand beaches, local restaurants, and free beach access. A short drive north brings you to historic St. Augustine (approximately 25–30 minutes), America’s oldest city, with its cobblestone streets, Castillo de San Marcos, charming shops, and waterfront dining. To the south, Daytona Beach (roughly 30–40 minutes) offers the famous wide beaches, the boardwalk, and the excitement of Daytona International Speedway. This is a rare opportunity to rent a former model home with upgraded appeal in a convenient Palm Coast location close to beaches, shopping, and major attractions.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,522
Sqft
0.15 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$182 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SEMINOLE PALMS PH 1
$1 vs $173
Days on market
8 vs 50 typical
Where $1/sqft sits among the 12 homes for sale in SEMINOLE PALMS PH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
10 of 12
SEMINOLE PALMS PH 1 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 1291 RIBBON PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$446,990
106 BUCCANEER PLACE · same community
4 bd · 2.5 ba · 2,511 sqft · $178/sqft · 108 DOM
Sold · Sep ’25$405,000
226 MONTGOMERY COURT · same community
4 bd · 2.5 ba · 2,511 sqft · $161/sqft · 62 DOM
Sold · Apr ’26$434,990
107 BUCCANEER PLACE · same community
4 bd · 2.5 ba · 2,511 sqft · $173/sqft · 138 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1291 RIBBON PLACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1291 RIBBON PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1291 RIBBON PLACE FAQs
What would the monthly payment be for 1291 RIBBON PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $182/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1291 RIBBON PLACE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $3,000, this home is listed about 99% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1291 RIBBON PLACE?+
Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BETTER HMS & GARDENS RE SYNERG · Stephen Herold. MLS #FC320286.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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