980 DUCK BOX ROAD, UMATILLA, FL, 32784
Active106 days on marketListed Apr 18, 2026MLS #G5111187
About this home
980 DUCK BOX ROAD
Fully fenced 2.66-acre industrial/commercial lot located in the Gateway Commerce Center in Umatilla. This well-positioned business park sits just off SR 19, the primary north-south corridor in North Lake County, offering convenient access to Ocala, Umatilla, Eustis, Tavares, Mount Dora, and Leesburg. The location also provides excellent service access to The Villages. Situated within Umatilla city limits, the property benefits from city water and 3-phase power. The IPUD zoning allows for a wide range of permitted uses, including most commercial operations, trucking, outdoor storage, and various manufacturing activities. The development is thoughtfully designed with easy ingress and egress for large trucks and equipment. All information is deemed reliable but not guaranteed and should be independently verified by the buyer.
Facts & features
The home at a glance
2.66 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,401 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,401/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Umatilla
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Umatilla. See the full Umatilla guide →
UMATILLA 32784 — neighborhood snapshot
Population
9,859
Median age
45.2
Median income
$69,633
Median home value
$237,300
Avg household
2.47
Households w/ children
1,175
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Umatilla market
$332K → $323K
Umatilla median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 109% above the UMATILLA 32784 median. See the full Umatilla market guide →
Paper trail
This home's history
Reality check
What actually sold near 980 DUCK BOX ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$145,000
37547 WASHINGTON AVENUE UNIT 6
2 bd · 1 ba · 872 sqft · $166/sqft · 109 DOM
Sold · May ’26$400,000
15816 MULLINS BOULEVARD
2 bd · 1 ba · 897 sqft · $446/sqft · 5 DOM
Sold · Sep ’25$175,000
17108 PINE RIDGE DRIVE
1 bd · 1 ba · 912 sqft · $192/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 980 DUCK BOX ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 980 DUCK BOX ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
980 DUCK BOX ROAD FAQs
What would the monthly payment be for 980 DUCK BOX ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,401/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 980 DUCK BOX ROAD?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 980 DUCK BOX ROAD?+
The most recent tax bill on record (2025) was $5,373. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 980 DUCK BOX ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Umatilla?+
At $640,000, this home is listed about 88% above the Umatilla median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 980 DUCK BOX ROAD?+
Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Sunshine Callahan. MLS #G5111187.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Umatilla homes, in your inbox
Like 980 DUCK BOX ROAD but not quite? A daily digest of every new listing in Umatilla — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Tommy to ping you on any price or status change →