3396 NW 31ST AVENUE, BELL, FL, 32619
Active2 days on marketListed Aug 7, 2026MLS #GC542402
About this home
3396 NW 31ST AVENUE
Welcome to your own slice of North Florida! This beautiful 2024-built home sits on 5 peaceful acres in Bell and offers the perfect blend of modern comfort, beautiful design, and country living. Inside, you’ll find 3 bedrooms and 2 bathrooms with a clean, inviting aesthetic and beautiful finishes throughout. The home feels fresh, spacious, and thoughtfully designed, with plenty of natural light and a layout that makes everyday living easy. Step outside and the property really shines. Enjoy your private pool and spacious deck, perfect for relaxing, entertaining, or spending summer afternoons with family and friends. The 5 acres give you plenty of room to spread out and enjoy the privacy and freedom that comes with owning land. A detached pole barn adds even more versatility and storage for equipment, outdoor toys, hobbies, or whatever your lifestyle requires. Located in the peaceful Bell area, this property gives you the feeling of being tucked away while still being within reach of the surrounding North Florida communities, springs, outdoor recreation, and everything the area has to offer. If you’ve been searching for a newer home with beautiful finishes, acreage, a pool, and room to enjoy the Florida lifestyle, this one is worth seeing in person.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,176
Sqft
5 ac
Lot size
2024
Year built
One
Levels
$326
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,694 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,694/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bell actives
$326 vs $218
Days on market
2 vs 46 typical
Where $326/sqft sits among the 21 Bell actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bell
Get to know Bell. See the full Bell guide →
BELL 32619 — neighborhood snapshot
Population
5,227
Median age
40.9
Median income
$62,045
Median home value
$177,600
Avg household
2.69
Households w/ children
615
For the school run
Gilchrist County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bell market
$273K → $240K
Bell median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
9 of 21
Bell actives have cut their price
Median sold price, Bell, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 190% above the BELL 32619 median. See the full Bell market guide →
Paper trail
This home's history
Reality check
What actually sold near 3396 NW 31ST AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$225,000
3530 NW COUNTY ROAD 236
3 bd · 3 ba · 2,252 sqft · $100/sqft · 112 DOM
Sold · Apr ’26$315,000
3780 NW COUNTY ROAD 340
4 bd · 2.5 ba · 2,095 sqft · $150/sqft · 38 DOM
Sold · May ’26$770,000
3670 NW 20TH AVENUE
4 bd · 2.5 ba · 2,731 sqft · $282/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3396 NW 31ST AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3396 NW 31ST AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3396 NW 31ST AVENUE FAQs
What would the monthly payment be for 3396 NW 31ST AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,694/mo — principal and interest, the actual property-tax bill, the $1/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3396 NW 31ST AVENUE?+
The association fee works out to $1 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3396 NW 31ST AVENUE?+
The most recent tax bill on record (2025) was $5,298. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3396 NW 31ST AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bell?+
At $709,000, this home is listed about 108% above the Bell median of $341,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3396 NW 31ST AVENUE?+
Trenton Elementary School (elementary) — Gilchrist County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$709,000 runs 190% above the BELL 32619 median — but at 2,176 sqft it's also 41% larger than the typical Bell listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 2 days on market in a Bell market that averages 46 — if it fits, move quickly.
04Strong assigned schools
Trenton Elementary School — Trenton Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Jessie Cox. MLS #GC542402.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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