
6382 BAKER ROAD, KEYSTONE HEIGHTS, FL, 32656
Active1 days on marketListed Aug 7, 2026MLS #GC542569
About this home
6382 BAKER ROAD
Rare opportunity to own approximately three beautiful waterfront acres on Lake Geneva, with scenic views of Lake Hutchinson directly across the street. Marketed primarily for its land value, this property offers the added advantage of an established homesite with electric, water, a new sewer line, and septic already in place—providing an excellent head start for your future plans. Mature oak trees create a private, shaded setting filled with natural beauty. The property is located on a quiet paved street and includes a cleared homesite, an existing 2-bedroom, 1-bath mobile home, and a large detached carport. The 2/1 mobile home may provide a place to live while building, serve as a weekend retreat or rental, or be removed to make way for a custom lake home. Lake Geneva and the surrounding Keystone Heights lakes are benefiting from major regional restoration efforts, including the Black Creek Water Resource Development Project and Clay County’s Lake Geneva lakebed restoration project. These projects are designed to support aquifer recharge, improve area lake conditions, and prepare portions of Lake Geneva’s historic lakebed for anticipated rising water levels. Actual lake levels will remain dependent on rainfall and regional hydrologic conditions. The property is currently rented for $875 per month, with the tenant scheduled to vacate on September 15, 2026. Whether you envision a custom lakefront residence, peaceful weekend getaway, or long-term land investment, this property offers a hard-to-find combination of acreage, privacy, waterfront location, established utilities, and future potential. Buyer should independently verify building requirements, utility capacity, mobile-home condition, lake frontage, water levels, and suitability for the buyer’s intended use.
Facts & features
The home at a glance
2.79 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,212 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,212/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Keystone Heights
Get to know Keystone Heights. See the full Keystone Heights guide →
KEYSTONE HEIGHTS 32656 — neighborhood snapshot
Population
15,630
Median age
40.4
Median income
$73,201
Median home value
$202,900
Avg household
2.74
Households w/ children
2,259
The numbers that matter
The Keystone Heights market
$300K → $295K
Keystone Heights median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
Median sold price, Keystone Heights, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the KEYSTONE HEIGHTS 32656 median. See the full Keystone Heights market guide →
Paper trail
This home's history
Reality check
What actually sold near 6382 BAKER ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$50,000
7727 CYPRESS STREET · same community
1 bd · 1 ba · 667.59 sqft · $75/sqft · 18 DOM
Sold · Dec ’25$110,000
6090 COUNTY ROAD 214 · same community
3 bd · 2 ba · 1,620 sqft · $68/sqft · 4 DOM
Sold · Oct ’25$164,000
7980 STATE ROAD 100 · same community
3 bd · 2 ba · 1,690 sqft · $97/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6382 BAKER ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6382 BAKER ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6382 BAKER ROAD FAQs
What would the monthly payment be for 6382 BAKER ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,212/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6382 BAKER ROAD?+
The most recent tax bill on record (2025) was $1,233. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Keystone Heights?+
At $150,000, this home is listed about 48% below the Keystone Heights median of $287,450. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the KEYSTONE HEIGHTS 32656 market on paper
$150,000 is 21% below the KEYSTONE HEIGHTS 32656 median of $188,900.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Keystone Heights market that averages 61 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of SECURE INVESTMENTS REALTY & MA · Tanya Chappell. MLS #GC542569.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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