1025 NE 4TH STREET, CHIEFLAND, FL, 32626
Active1 days on marketListed Aug 18, 2026MLS #GC542828
About this home
1025 NE 4TH STREET
Virtually Staged. Move-In Ready Corner Lot Home with Bonus Space and Brand-New Roof! Freshly remodeled and full of charm, this 3-bedroom, 1-bath concrete block home offers comfort, character, and flexibility. Beautiful hardwood floors flow throughout much of the home, while the updated bathroom features a relaxing spa-style shower. A versatile bonus room provides the perfect space for a home office, hobby room, playroom, or second living area. Situated on a spacious corner lot, there's plenty of room for gardening, pets, outdoor entertaining, or creating your own backyard retreat. The fully fenced yard features a newer wood privacy fence, and the covered carport is topped with a recently installed metal roof. Conveniently located just minutes from the local golf course, the Nature Coast State Trail, Manatee Springs State Park, and the Suwannee River, outdoor recreation is always close at hand. Enjoy an easy drive to Cedar Key and the Gulf for world-class fishing, boating, dining, and breathtaking sunsets. Whether you're a first-time homebuyer, looking to downsize, or searching for a move-in ready home with character and convenience, this property is one you won't want to miss. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,250
Sqft
0.34 ac
Lot size
1960
Year built
One
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,788 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,788/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.9%
Days on market
1 vs 49 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Chiefland
Get to know Chiefland. See the full Chiefland guide →
CHIEFLAND 32626 — neighborhood snapshot
Population
8,994
Median age
46.3
Median income
$49,643
Median home value
$160,900
Avg household
2.43
Households w/ children
898
The numbers that matter
The Chiefland market
$270K → $262K
Chiefland median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
Median sold price, Chiefland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the CHIEFLAND 32626 median. See the full Chiefland market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1025 NE 4TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1025 NE 4TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1025 NE 4TH STREET FAQs
What would the monthly payment be for 1025 NE 4TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,788/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1025 NE 4TH STREET?+
The most recent tax bill on record (2025) was $3,661. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1025 NE 4TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Chiefland?+
At $209,000, this home is listed about 36% below the Chiefland median of $327,450. The market section on this page shows how the area is trending.
Listing courtesy of JIM KING REALTY, INC. · Melanie Hutchison. MLS #GC542828.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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