3012 TOTEM ROAD, EAGLE LAKE, FL, 33839
Active1 days on marketListed Jul 24, 2026MLS #L4963667
About this home
3012 TOTEM ROAD
BETTER THAN NEW! DESIGNER-UPGRADED LUXURY WITH WI-FI INCLUDED & RESORT-STYLE AMENITIES WITHOUT THE WAIT OR THE BUILDERS PRICE TAG! Experience the perfect blend of luxury, style, and convenience in this stunning better-than-new residence, meticulously maintained and lived in for only 8 months. Why settle for a standard new construction home when you can own one that's already been elevated with premium designer upgrades and is completely move-in ready? This exceptional 4-bedroom, 2-bathroom home showcases an open-concept floor plan designed for today's lifestyle. At the center of it all is a spectacular chef-inspired kitchen featuring a massive island, gleaming quartz countertops, stainless steel appliances, upgraded sink and faucet, modern cabinet hardware, and abundant space for entertaining family and friends. Elegant tile flooring flows throughout the main living areas and the luxurious primary suite, creating a seamless, sophisticated aesthetic. The private owner's retreat offers a spa-like bath enhanced with frameless-style glass shower doors, upgraded shower heads and faucets, and custom shelving, bringing everyday luxury to your daily routine. No detail has been overlooked. Thoughtfully selected upgrades include custom wood blinds, designer interior lighting, a striking modern dining chandelier, elegant exterior coach lighting, upgraded cabinet hardware throughout, Ring doorbell camera, front door keyless combo lock, and stylish finishing touches that truly set this home apart. Step outside to your fully fenced backyard, offering privacy and the perfect setting for pets, play, or outdoor entertaining. Located in a sought-after community with a low HOA fee that includes Wi-Fi, residents enjoy resort-style amenities at a private clubhouse including a sparkling community pool, fully equipped fitness center, pickleball courts, playground, dog park, basketball court, and sand volleyball court! Conveniently located with easy access to Winter Haven, Bartow, Lakeland, and Lake Wales via the Polk Parkway, US-17, and Bartow Highway, this location offers an easy commute while enjoying the benefits of a nearly new home. Why wait months for construction, pay thousands for upgrades, or deal with builder punch lists? This turnkey home delivers the luxury finishes, premium upgrades, and modern conveniences today's buyers want without the wait. Homes with this level of upgrades, impeccable condition, and exceptional value don't come along often. Schedule your private showing today and discover why this is the one you've been waiting for.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,801
Sqft
0.13 ac
Lot size
2
Garage
2025
Year built
One
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,400 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,400/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.3%
Days on market
1 vs 17 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Eagle Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Eagle Lake. See the full Eagle Lake guide →
EAGLE LAKE 33839 — neighborhood snapshot
Population
4,397
Median age
31.1
Median income
$93,229
Median home value
$234,600
Avg household
3.26
Households w/ children
625
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Eagle Lake market
$302K → $285K
Eagle Lake median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
Median sold price, Eagle Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the EAGLE LAKE 33839 median. See the full Eagle Lake market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3012 TOTEM ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3012 TOTEM ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3012 TOTEM ROAD FAQs
What would the monthly payment be for 3012 TOTEM ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,400/mo — principal and interest, the actual property-tax bill, the $118/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3012 TOTEM ROAD?+
The association fee works out to $118 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3012 TOTEM ROAD?+
The most recent tax bill on record (2025) was $2,825. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3012 TOTEM ROAD?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Eagle Lake?+
At $298,000, this home is listed about 2% above the Eagle Lake median of $290,990. The market section on this page shows how the area is trending.
Which schools are assigned to 3012 TOTEM ROAD?+
Lake Shipp Elementary School (elementary), Lake Region High School (high), Westwood Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of LIVE FLORIDA REALTY · Michele Falvey. MLS #L4963667.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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