1402 PHYLLIS STREET, LAKELAND, FL, 33803
Active1 days on marketListed Aug 14, 2026MLS #L4964305
About this home
1402 PHYLLIS STREET
Beautifully Updated Mid-Century Modern in Lake Hollingsworth Discover this beautifully updated Mid-Century Modern gem, ideally situated on a spacious corner lot in Lakeland’s highly sought-after Lake Hollingsworth neighborhood. Thoughtfully maintained and enhanced with numerous recent improvements, this home blends timeless character with modern comfort and convenience. Inside, you’ll find classic Terrazzo flooring and a fresh, updated feel throughout. Major improvements offer peace of mind, including updated electrical wiring and a new electrical panel (2026), updated plumbing (2025), a new metal roof (2026), newer HVAC (2021), and a newer hot water heater (2024). The home also features newer appliances, new landscaping, and a new fence, making it truly move-in ready. Enjoy the best of Lakeland living with Lake Hollingsworth just around the corner, while being only minutes from the Polk Parkway and vibrant Downtown Lakeland, with its restaurants, shopping, entertainment, and local amenities. A wonderful opportunity to own a stylish, move-in-ready home in one of Lakeland’s most desirable locations.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,467
Sqft
0.28 ac
Lot size
1959
Year built
One
Levels
$266
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,745 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,745/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.6%
Days on market
1 vs 45 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Hollingsworth
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Lake Hollingsworth — neighborhood snapshot
Population
3,551
Median age
41
Median income
$122,863
Median home value
$383,750
Avg household
3
Households w/ children
439
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $317K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the LAKELAND 33803 median. See the full Lakeland market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1402 PHYLLIS STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1402 PHYLLIS STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1402 PHYLLIS STREET FAQs
What would the monthly payment be for 1402 PHYLLIS STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,745/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1402 PHYLLIS STREET?+
The most recent tax bill on record (2025) was $1,402. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1402 PHYLLIS STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $390,000, this home is listed about 15% above the Lakeland median of $338,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1402 PHYLLIS STREET?+
Lakeland Senior High School (high), Philip O'Brien Elementary School (elementary), Crystal Lake Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of KELLER WILLIAMS REALTY · Melissa Mottern. MLS #L4964305.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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