3421 SILVER PALM DRIVE, EDGEWATER, FL, 32141
Active2 days on marketListed Aug 6, 2026MLS #NS1088933
About this home
3421 SILVER PALM DRIVE
FANTASTIC 80'x125' RESIDENTIAL LOT IN A GREAT LOCATION TO BUILD YOUR DREAM HOME. LOCATED IN A QUIET AREA OF FLORIDA SHORES AND SURROUNDED BY NICE HOMES. PROPERTY FRONTS PAVED ROAD AND HAS ACCESS TO CITY WATER AND SEWER. THIS LOT IS LOCATED IN FLOOD ZONE X AND DOES NOT REQUIRE FLOOD INSURANCE BY LENDERS. SITUATED FACING WEST, SO YOU WILL HAVE NICE EVENING SHADE ON YOUR BACK PATIO. NO HOA, PARKING YOUR TOYS IS OK. CLOSE TO SCHOOLS, PARKS, SHOPPING, DINING, RIVER, FISHING, BOAT LAUNCH, AND MINUTES TO NEW SMYRNA BEACH. EASY ACCESS TO I-95. NEIGHBORING LOT IS ALSO AVAILBE IF YOU WOULD LIKE TO COMBINE AND HAVE A LARGE OVERSIZED LOT OF ALMOST HALF AN ACRE.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$836 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$836/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Florida Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Edgewater. See the full Edgewater guide →
Florida Shores — neighborhood snapshot
Population
13,275
Median age
47
Median income
$58,578
Median home value
$253,859
Avg household
2
Households w/ children
1,359
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Edgewater market
$280K → $307K
Edgewater median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% below the EDGEWATER 32141 median. See the full Edgewater market guide →
Paper trail
This home's history
Reality check
What actually sold near 3421 SILVER PALM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$228,900
3123 Tamarind Drive, Other City - In The State Of Florida FL 32141
3 bd · 2 ba · 34 DOM
Sold · Oct ’25$228,000
3045 PINE TREE DRIVE
3 bd · 2 ba · 1,040 sqft · $219/sqft · 79 DOM
Sold · Aug ’25$250,000
3035 VICTORY PALMS DR
3 bd · 1.5 ba · 1,176 sqft · $213/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3421 SILVER PALM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3421 SILVER PALM DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3421 SILVER PALM DRIVE FAQs
What would the monthly payment be for 3421 SILVER PALM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $836/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3421 SILVER PALM DRIVE?+
The most recent tax bill on record (2025) was $593. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Edgewater?+
At $99,000, this home is listed about 70% below the Edgewater median of $324,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3421 SILVER PALM DRIVE?+
Edgewater Public School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THE BARNETT GROUP, INC. · Larry Brinson. MLS #NS1088933.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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