Tommy Trainer
$647,000$765,0005 bd3 ba2,323 sqft$279 /sqft$3,944 /mo all-in ↓

11110 OLEANDER DRIVE, CLERMONT, FL, 34711

Active314 days on marketListed Sep 18, 2025MLS #O6345456

Reduced $118KNew constructionSingle Family ResidenceCRESCENT COVE DEV

About this home

11110 OLEANDER DRIVE

NO HOA! Reduced Below Appraised Value! Rare opportunity to own a beautifully maintained home on an oversized half-acre lot in one of Clermont's most desirable locations. Welcome to 11110 Oleander Drive, where space, comfort, and scenic Florida living come together. This spacious home features 5 bedrooms, 3 bathrooms, and an open-concept floor plan filled with natural light, perfect for both everyday living and entertaining. The kitchen is equipped with granite countertops, stainless steel appliances, and custom cabinetry, seamlessly connecting to the dining and living areas. Step outside to the covered lanai and enjoy peaceful lake views and a private backyard setting, ideal for relaxing or hosting family and friends. The primary suite offers a walk-in closet and a spa-inspired bathroom, creating the perfect retreat. Additional highlights include generously sized secondary bedrooms and a spacious 2-car garage. Conveniently located near shopping, dining, major highways, top-rated schools, Clermont's waterfront, and recreational parks. With NO HOA, a rare half-acre homesite, beautiful lake views, and a price reduced below appraised value, this home offers incredible value and a lifestyle that is hard to find in today's market.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,323

Sqft

0.48 ac

Lot size

2

Garage

2025

Year built

One

Levels

$279

Per sqft

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Freezer · Ice Maker · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Brick · Stucco
FoundationConcrete Perimeter · Slab
FacesWest
ExteriorLighting · Private Mailbox · Sidewalk

Community & fees

Taxes (2024)$598/yr

Utilities & systems

UtilitiesPublic
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,944 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,491
PMI (est., until 20% equity)$243
Property tax — 2024 actual bill$50
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,700
Interest rate6.00%
Loan term

Estimated payment

$3,944/mo

Principal & interest$3,491
PMI (est., until 20% equity)$243
Property taxes (actual bill)$50
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $647K
$436KedgeAI estimate $486,692 · range $454K$504K$673K

vs edgeAI estimate

+32.9%

$/sqft vs Clermont actives

$279 vs $223

Days on market

314 vs 33 typical

Where $279/sqft sits among the 400 Clermont actives

129
144
57 · this home
30
12
28
$169–206$206–244$244–282$282–320$320–357$357+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clermont

Map of 11110 OLEANDER DRIVE

Drive times from this address

Downtown Orlando38 min
Walt Disney World39 min
Universal Orlando40 min
Orlando Int’l Airport (MCO)52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

CLERMONT 34711 — neighborhood snapshot

Population

69,727

Median age

43.7

Median income

$88,474

Median home value

$369,900

Avg household

2.69

Households w/ children

7,374

For the school run

Lake County School District

HighEast Ridge High School★★★★★
MiddleWindy Hill Middle School★★★★★
ElementaryPine Ridge Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$443K$450K

Clermont median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

192 of 400

Clermont actives have cut their price

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% above the CLERMONT 34711 median. See the full Clermont market guide →

Paper trail

This home's history

CurrentPrice reduced to $647,000 $118K
Sep 18, 2025Listed at $765,000 · 314 days on market since
2025Built · CRESCENT COVE DEV

Reality check

What actually sold near 11110 OLEANDER DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10554 ALAMEDA ALMA ROADSold · Jul ’25

$496,000

10554 ALAMEDA ALMA ROAD

4 bd · 3 ba · 2,348 sqft · $211/sqft · 63 DOM

10446 JARDIM DE LARGO STREETSold · May ’26

$539,900

10446 JARDIM DE LARGO STREET

4 bd · 2 ba · 2,352 sqft · $230/sqft · 11 DOM

9344 IVYWOOD STREETSold · May ’26

$540,000

9344 IVYWOOD STREET

4 bd · 2 ba · 2,291 sqft · $236/sqft · 54 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11110 OLEANDER DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11110 OLEANDER DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

11110 OLEANDER DRIVE FAQs

What would the monthly payment be for 11110 OLEANDER DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,944/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11110 OLEANDER DRIVE?+

The most recent tax bill on record (2024) was $598. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Clermont?+

At $647,000, this home is listed about 39% above the Clermont median of $466,500. The market section on this page shows how the area is trending.

Which schools are assigned to 11110 OLEANDER DRIVE?+

East Ridge High School (high), Windy Hill Middle School (middle), Pine Ridge Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$647,000 runs 39% above the CLERMONT 34711 median.

02Time on market is leverage

314 days on market against a Clermont median of 33 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $765,000, now $647,000 — a $118K cut. The full history is in the market section below.

Listing courtesy of KARDOSH REALTY · Stephanie Li. MLS #O6345456.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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