5294 CENTER LAKE RANCH BOULEVARD, ST CLOUD, FL, 34771
Active52 days on marketListed Jun 15, 2026MLS #O6416942
About this home
5294 CENTER LAKE RANCH BOULEVARD
Under Construction. Welcome to 5294 Center Lake Ranch Blvd in Saint Cloud, FL: a beautifully crafted new construction home built by M/I Homes. This 2-story home offers 1,983 square feet of thoughtfully designed living space, featuring 3 bedrooms, 2 full bathrooms, and 1 half bathroom. Step inside to discover an open-concept living space that creates a seamless flow between the main gathering areas, ideal for both everyday living and entertaining. The quality of design is evident throughout, with well-appointed finishes and a functional floorplan that makes the most of every room. Upstairs, the owner's bedroom includes a private en-suite bathroom and a walk-in closet, providing a comfortable retreat at the end of the day. The additional 2 bedrooms offer flexible space for family, guests, or a home office. A convenient half bathroom serves common areas for added practicality. Outside, enjoy the covered lanai—a perfect space for relaxing or hosting gatherings in the Florida weather. This home also features a detached 2-car garage. This home combines quality craftsmanship with a practical layout, situated within a neighborhood that offers convenient access to nearby parks and outdoor spaces.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,983
Sqft
0.13 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$222
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,224 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,224/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.7%
$/sqft vs CENTER LAKE ON THE PARK
$222 vs $210
Days on market
52 vs 43 typical
Where $222/sqft sits among the 12 homes for sale in CENTER LAKE ON THE PARK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $399K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
12 of 12
CENTER LAKE ON THE PARK have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5294 CENTER LAKE RANCH BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$415,690
5318 CENTER LAKE RANCH BOULEVARD · same community
3 bd · 2.5 ba · 1,983 sqft · $210/sqft · 319 DOM
Sold · Jun ’26$447,990
5342 CENTER LAKE RANCH BOULEVARD · same community
3 bd · 2.5 ba · 1,983 sqft · $226/sqft · 108 DOM
Sold · Dec ’25$359,990
1339 MOUNT ROYAL DRIVE · same community
3 bd · 2.5 ba · 1,835 sqft · $196/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5294 CENTER LAKE RANCH BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5294 CENTER LAKE RANCH BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5294 CENTER LAKE RANCH BOULEVARD FAQs
What would the monthly payment be for 5294 CENTER LAKE RANCH BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,224/mo — principal and interest, the actual property-tax bill, the $64/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5294 CENTER LAKE RANCH BOULEVARD?+
The association fee works out to $64 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5294 CENTER LAKE RANCH BOULEVARD?+
The most recent tax bill on record (2025) was $2,584. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5294 CENTER LAKE RANCH BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $439,990, this home is listed about 3% above the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5294 CENTER LAKE RANCH BOULEVARD?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY · Stacie Brown Kelly. MLS #O6416942.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 5294 CENTER LAKE RANCH BOULEVARD but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Tommy to ping you on any price or status change →