Tommy Trainer
$625,0005 bd3 ba3,515 sqft$178 /sqft$4,492 /mo all-in ↓

7550 SW 185TH CIRCLE, DUNNELLON, FL, 34432

Active1 days on marketListed Aug 10, 2026MLS #O6432428

Single Family ResidenceRAINBOW SPGS

Come see it

Upcoming open house

Sat, Aug 15

11:00 AM – 2:00 PM

About this home

7550 SW 185TH CIRCLE

Your own private retreat in beautiful Rainbow Springs! Situated on just over an acre, this impressive 5-bedroom, 3-bath home offers more than 3,500 square feet of spacious, thoughtfully designed living space with the perfect combination of comfort, style and Florida lifestyle. Step inside to an inviting open floor plan highlighted by high ceilings and generous living and entertaining spaces. The beautifully renovated kitchen features quartz countertops, stainless steel appliances, abundant cabinetry and TWO walk-in pantries—providing exceptional storage and plenty of room for the home chef. Luxury vinyl flooring flows throughout much of the home, creating a clean, modern look that’s both stylish and easy to maintain. The oversized primary suite is truly a retreat of its own, complete with two walk-in closets and a spacious ensuite bath featuring a relaxing jetted tub and an oversized walk-in shower with dual shower heads. Four additional bedrooms provide incredible flexibility for family, guests, a home office, fitness room or hobby space. Love the outdoors? Step through the French doors to the screened patio overlooking the expansive fenced backyard. With more than an acre to enjoy, there’s plenty of room for outdoor entertaining, pets, gardening and even the addition of your dream pool. Additional features include an oversized 2-car garage with epoxy flooring, Generac whole-home generator, security system, newer HVAC systems and a roof replaced in 2022. And the location is hard to beat! Enjoy the natural beauty and outdoor recreation of nearby Rainbow Springs State Park, where crystal-clear water, swimming, kayaking, tubing, hiking and more are just minutes from home. Golf enthusiasts will appreciate being close to Juliette Falls, while Ocala and the World Equestrian Center are within convenient reach.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

3,515

Sqft

1.03 ac

Lot size

2

Garage

2002

Year built

One

Levels

$178

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Microwave · Refrigerator · Water Filtration System
InteriorAccessibility Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorFrench Doors · Irrigation System · Lighting · Other · Private Mailbox · Rain Gutters · Sidewalk

Community & fees

HOA fee$18/mo
Taxes (2025)$8,485/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,492 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property tax — 2025 actual bill$707
HOA fee — from the listing$18
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,500
Interest rate6.00%
Loan term

Estimated payment

$4,492/mo

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property taxes (actual bill)$707
HOA / condo fee$18
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Dunnellon actives

$178 vs $185

Days on market

1 vs 40 typical

Where $178/sqft sits among the 400 Dunnellon actives

150
148 · this home
44
25
6
27
$132–171$171–209$209–248$248–286$286–325$325+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunnellon

Map of 7550 SW 185TH CIRCLE

Get to know Dunnellon. See the full Dunnellon guide →

DUNNELLON 34432 — neighborhood snapshot

Population

13,197

Median age

56

Median income

$47,711

Median home value

$223,900

Avg household

2.27

Households w/ children

858

For the school run

Marion County School District

ElementaryDunnellon Elementary School★★★★★
HighDunnellon High School★★★★★
MiddleDunnellon Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$265K$280K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

167 of 400

Dunnellon actives have cut their price

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 184% above the DUNNELLON 34432 median. See the full Dunnellon market guide →

Paper trail

This home's history

Aug 10, 2026Listed at $625,000 · 1 days on market since
2002Built · RAINBOW SPGS

Reality check

What actually sold near 7550 SW 185TH CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

18498 SW 69TH LOOPSold · Feb ’26

$762,000

18498 SW 69TH LOOP · same community

4 bd · 3 ba · 3,101 sqft · $246/sqft · 54 DOM

21630 SW 82ND LOOPSold · Nov ’25

$465,000

21630 SW 82ND LOOP · same community

3 bd · 2.5 ba · 2,930 sqft · $159/sqft · 8 DOM

7790 SW 181ST CIRCLESold · Dec ’25

$420,000

7790 SW 181ST CIRCLE · same community

4 bd · 3 ba · 2,834 sqft · $148/sqft · 39 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7550 SW 185TH CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7550 SW 185TH CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7550 SW 185TH CIRCLE FAQs

What would the monthly payment be for 7550 SW 185TH CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,492/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7550 SW 185TH CIRCLE?+

The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7550 SW 185TH CIRCLE?+

The most recent tax bill on record (2025) was $8,485. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7550 SW 185TH CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunnellon?+

At $625,000, this home is listed about 108% above the Dunnellon median of $300,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7550 SW 185TH CIRCLE?+

Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of GAILEY ENTERPRISES REAL ESTATE · Richard Gailey. MLS #O6432428.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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