2315 SE 31ST PLACE, OCALA, FL, 34471
Active273 days on marketListed Nov 3, 2025MLS #OM712838
About this home
2315 SE 31ST PLACE
OWNER FINANCING available! Seller will owner finance with 12% of purchase price down at a 6.1% interest rate on a 30 year ARM with a 5 year balloon. Welcome to your dream home! MOVE IN READY This stunning 3 bedroom, 2 bathroom house with a FLEX ROOM has been beautifully constructed and is located in the desirable SE community of Hunter’s Ridge. As soon as you enter, you'll be greeted by a bright and spacious open floor plan. The living room is perfect for entertaining guests and features large windows that provide plenty of natural light. The kitchen is a chef's dream, with high-end stainless steel appliances, sleek cabinetry, and gorgeous countertops with an amazing breakfast bar. Appliances include a built in oven, built in microwave, drop in range, double door refrigerator and deep drop-in sink. You'll love preparing meals in this space, whether you're cooking for yourself or a crowd. The master bedroom is a tranquil retreat with a french door that leads to the covered lanai, complete with a walk-in closet and an en-suite bathroom that features dual sinks, a soaking tub and a walk in shower. The two additional bedrooms are well sized for kids, guests, or a home office. The Flex Room could be used as an office, homeschool room, library, craft room, 4th bedroom or whatever it is that you need additional space for! The Laundry Room is oversized and has tons of cabinet storage and countertop space. It also includes a washer and dryer. Outside, you will find a WHOLE HOUSE GENERATOR for peace of mind during storm season, epoxy on the floor of the Garage, gutters around the perimeter of the home, upgraded landscaping, a masonry wall to the back for privacy and a fence alongside the porch for privacy. This home is perfect for anyone looking for a luxurious and comfortable lifestyle in a well planned, in town community. Don't miss your chance to make this stunning new construction house, built by a custom home builder, your own! Hunter’s Ridge is located within 10 minutes of downtown Ocala. Numerous cultural venues, art galleries, restaurants, medical facilities, and retail stores are within a 10 minute drive. This community is located in a region with plentiful sidewalks and is across from “Reservoir Park” which offers paved trails and exercise equipment. Hunter’s Ridge also offers easy access to all major roadways to include I-75, US 441 and US 301. When you see it you will love it!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,111
Sqft
0.29 ac
Lot size
2
Garage
2025
Year built
One
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,756 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,756/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.3%
$/sqft vs Ocala actives
$189 vs $184
Days on market
273 vs 43 typical
Where $189/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34471 — neighborhood snapshot
Population
26,031
Median age
44.2
Median income
$60,283
Median home value
$292,200
Avg household
2.31
Households w/ children
2,491
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
145 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the OCALA 34471 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 2315 SE 31ST PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$360,000
2921 SE 38 PLACE
4 bd · 2 ba · 2,132 sqft · $169/sqft · 158 DOM
Sold · Dec ’25$360,000
2921 SE 38 PLACE, Ocala FL 34480
4 bd · 2 ba · 2,132 sqft · $169/sqft · 171 DOM
Sold · Jul ’26$349,700
2475 SE 38TH STREET
3 bd · 2 ba · 2,082 sqft · $168/sqft · 94 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2315 SE 31ST PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2315 SE 31ST PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2315 SE 31ST PLACE FAQs
What would the monthly payment be for 2315 SE 31ST PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,756/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2315 SE 31ST PLACE?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2315 SE 31ST PLACE?+
The most recent tax bill on record (2024) was $578. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2315 SE 31ST PLACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $399,900, this home is listed about 34% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2315 SE 31ST PLACE?+
Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$399,900 runs 27% above the OCALA 34471 median — but at 2,111 sqft it's also 22% larger than the typical Ocala listing.
02Time on market is leverage
273 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Eighth Street Elementary School, Osceola Middle School, Forest High School — Eighth Street Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $473,000, now $399,900 — a $73K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA ADVANTAGE REALTY GROUP · Kristen Dreyer. MLS #OM712838.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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