Tommy Trainer
$191,5002 bd2 ba1,151 sqft$166 /sqft$1,934 /mo all-in ↓

2321 SE 19TH CIRCLE, OCALA, FL, 34471

Active70 days on marketListed May 15, 2026MLS #OM724494

Priced 36% below the OCALA 34471 medianTownhouseWOODLAND VILLAGES TWNHMS

About this home

2321 SE 19TH CIRCLE

One or more photo(s) has been virtually staged. Welcome to this beautifully maintained end-unit villa in highly desirable Maple Townhouses neighborhood of Woodland Villages. Attached on only one side, this single-story 2-bedroom, 2-bath townhouse offers privacy, comfort, and low-maintenance Florida living. Inside, you'll find a bright open-concept living & dining area, carpet-free flooring, electric fireplace with heater insert, cheerful kitchen with pass-through window, and wet bar. A spacious primary suite features two sets of French doors leading to home’s standout feature—an expansive 295-square-foot enclosed Florida sunroom. Heated & cooled by its own Frigidaire unit, this temperature-controlled space offers year-round enjoyment with: insulated windows, cordless shades, built-in storage, and peaceful views. Guest bedroom also provides direct access to sunroom. Recent improvements include: newer roof, 2019 HVAC system, 2025 water heater, 2025 electrical panel. Woodland Villages residents enjoy: gated entrance, community pool, tennis courts, scenic pond, clubhouse, pet-friendly surroundings Lovely Woodlands Community Conveniently located near: shopping, restaurants, hospitals, downtown Ocala, Silver Springs State Park, Sholom Park, and the World Equestrian Center. Cash, Conventional, FHA, and VA financing considered. No flood insurance is required. View virtual/video tour, then schedule your private showing today.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,151

Sqft

0.04 ac

Lot size

1

Garage

1985

Year built

One

Levels

$166

Per sqft

FireplacePets allowed

Inside

FlooringTile · Vinyl · Hardwood
AppliancesDishwasher · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Skylight(s) · Thermostat · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionHardiPlank Type
FoundationSlab
FacesSouth
ParkingDriveway · Open · Other
ExteriorRain Gutters

Community & fees

HOA fee$221/mo
Taxes (2025)$4,086/yr
PetsCats OK, Dogs OK, Number Limit, Yes
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Gated Community - No Guard · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fiber Optics · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,934 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,127
FHA mortgage insurance (est.)$85
Property tax — 2025 actual bill$340
HOA fee — from the listing$221
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,703Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,703
Interest rate6.00%
Loan term

Estimated payment

$1,934/mo

Principal & interest$1,127
FHA mortgage insurance (est.)$85
Property taxes (actual bill)$340
HOA / condo fee$221
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $192K
$145KedgeAI estimate $163,328 · range $151K$183K$199K

vs edgeAI estimate

+17.2%

$/sqft vs Ocala actives

$166 vs $181

Days on market

70 vs 43 typical

Where $166/sqft sits among the 400 Ocala actives

118
164 · this home
72
14
4
28
$119–163$163–206$206–250$250–294$294–338$338+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 2321 SE 19TH CIRCLE

Get to know Ocala. See the full Ocala guide →

OCALA 34471 — neighborhood snapshot

Population

26,031

Median age

44.2

Median income

$60,283

Median home value

$292,200

Avg household

2.31

Households w/ children

2,491

For the school run

Marion County School District

ElementaryEighth Street Elementary School★★★★
MiddleOsceola Middle School★★★★
HighForest High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

155 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% below the OCALA 34471 median. See the full Ocala market guide →

Paper trail

This home's history

May 15, 2026Listed at $191,500 · 70 days on market since
1985Built · WOODLAND VILLAGES TWNHMS

Reality check

What actually sold near 2321 SE 19TH CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2321 SE 19TH CIRCLESold · Jan ’26

$186,000

2321 SE 19TH CIRCLE · same community

2 bd · 2 ba · 1,151 sqft · $162/sqft · 252 DOM

2343 SE 18TH CIRCLESold · Oct ’25

$243,500

2343 SE 18TH CIRCLE · same community

2 bd · 2 ba · 1,337 sqft · $182/sqft · 37 DOM

2309 SE 18TH CIRCLESold · Sep ’25

$250,000

2309 SE 18TH CIRCLE · same community

2 bd · 2 ba · 1,337 sqft · $187/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2321 SE 19TH CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2321 SE 19TH CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2321 SE 19TH CIRCLE FAQs

What would the monthly payment be for 2321 SE 19TH CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,934/mo — principal and interest, the actual property-tax bill, the $221/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2321 SE 19TH CIRCLE?+

The association fee works out to $221 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2321 SE 19TH CIRCLE?+

The most recent tax bill on record (2025) was $4,086. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2321 SE 19TH CIRCLE?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $191,500, this home is listed about 36% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2321 SE 19TH CIRCLE?+

Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX FOXFIRE - HWY 40 · Usman Murtaza. MLS #OM724494.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Ocala homes, in your inbox

Like 2321 SE 19TH CIRCLE but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Tommy to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 24, 2026 at 4:29 PM UTC. The listing information on this page last changed on July 24, 2026 at 4:29 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 24, 2026 at 4:29 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 24, 2026 at 4:29 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.