Tommy Trainer
$224,900$229,9003 bd2 ba1,072 sqft$210 /sqft$1,723 /mo all-in ↓

3 PINE TRACK PLACE, OCALA, FL, 34472

Active68 days on marketListed May 16, 2026MLS #OM724791

Reduced $5KPrivate poolSingle Family ResidenceSILVER SPGS SHORES UN 17A SUB

About this home

3 PINE TRACK PLACE

Charming 3-Bedroom, 2-Bath Home in Silver Springs Shores – Perfect for First-Time Buyers or Downsizers! Welcome home to this adorable 3-bedroom, 2-bath gem in the heart of Silver Springs Shores. Just nine years young, this beautifully maintained home offers modern conveniences, timeless charm, and a private backyard oasis. Step inside to discover a bright and inviting kitchen featuring rich dark wood cabinets, a large stainless-steel double sink, and modern stainless-steel appliances, including a never-used dishwasher. The indoor laundry facilities add even more convenience to your daily routine. The spacious master suite boasts a walk-in shower, while the additional bedrooms offer flexibility for family, guests, or a home office. Outside, enjoy your private lot framed by durable PVC privacy fencing and centered around a gorgeous oak shade tree. Cool off in the above-ground pool during summer or relax on the charming front porch, perfect for rocking chairs and peaceful evenings. Located in a friendly, welcoming neighborhood, this home combines comfort, functionality, and style—all in a prime Silver Springs Shores location. Close to shopping, dining, parks and medical facilities. Immaculate, move-in ready, and full of character—this home won’t last long! Don’t miss your chance to make it yours. Schedule a showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,072

Sqft

0.24 ac

Lot size

1

Garage

2017

Year built

One

Levels

$210

Per sqft

Private pool

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorPrivate Mailbox · Private Yard

Community & fees

Taxes (2025)$1,671/yr

Utilities & systems

UtilitiesElectricity Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,723 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,324
FHA mortgage insurance (est.)$99
Property tax — 2025 actual bill$139
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,872Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,872
Interest rate6.00%
Loan term

Estimated payment

$1,723/mo

Principal & interest$1,324
FHA mortgage insurance (est.)$99
Property taxes (actual bill)$139
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Ocala actives

$210 vs $181

Days on market

68 vs 43 typical

Where $210/sqft sits among the 400 Ocala actives

118
164
72 · this home
14
4
28
$119–163$163–206$206–250$250–294$294–338$338+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 3 PINE TRACK PLACE

Get to know Ocala. See the full Ocala guide →

OCALA 34472 — neighborhood snapshot

Population

34,665

Median age

40.1

Median income

$61,635

Median home value

$185,900

Avg household

2.67

Households w/ children

3,980

For the school run

Marion County School District

HighForest High School★★★★★
ElementaryLegacy Elementary School★★★★★
MiddleLake Weir Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

155 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% above the OCALA 34472 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $224,900 $5K
May 16, 2026Listed at $229,900 · 68 days on market since
2017Built · SILVER SPGS SHORES UN 17A SUB

Reality check

What actually sold near 3 PINE TRACK PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9633 BAHIA ROADSold · Dec ’25

$220,000

9633 BAHIA ROAD

3 bd · 2 ba · 1,072 sqft · $205/sqft · 72 DOM

35 PINE RADIALSold · Apr ’26

$237,000

35 PINE RADIAL

3 bd · 2 ba · 1,091 sqft · $217/sqft · 23 DOM

213 JUNIPER WAYSold · Nov ’25

$214,000

213 JUNIPER WAY

3 bd · 2 ba · 1,017 sqft · $210/sqft · 90 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3 PINE TRACK PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3 PINE TRACK PLACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3 PINE TRACK PLACE FAQs

What would the monthly payment be for 3 PINE TRACK PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,723/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3 PINE TRACK PLACE?+

The most recent tax bill on record (2025) was $1,671. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $224,900, this home is listed about 25% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3 PINE TRACK PLACE?+

Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WATSON REALTY CORP · Brenda Lepper. MLS #OM724791.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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