2020 NW 19TH STREET, CRYSTAL RIVER, FL, 34428
Active21 days on marketListed Jul 21, 2026MLS #OM728915
About this home
2020 NW 19TH STREET
See Realtor Remarks: GULF ACCESS - NO BRIDGES - DEEP WATER CANAL This is a property that you have to see in person. This vacant lot in Crystal River is your blank canvas on a deep water canal with direct Gulf access. With a 16' foot wide cut out at the edge of the property, it's an excellent spot to install a boat lift. There is a dock that runs along the seawall, it's truly a beautiful location. You have water in the back and woods in the front, just old Florida nature. Design and build the home you've always wanted on a lot that is just a short boat ride from the Gulf and Kings Bay. Whether it's your forever home, a getaway, or an investment, this ready-to-build lot is ready for you. Bring your boat, add a boat lift, and start living the Florida life you've been dreaming about. Woodland Estates is a golf cart neighborhood with real small-town charm: community fish fries, holiday parties, a voluntary HOA, and a community boat ramp for easy access to legendary scalloping, fishing, and the manatee-filled springs. Downtown Crystal River's dining and shops are just minutes away.
Facts & features
The home at a glance
0.26 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,208 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,208/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34428 — neighborhood snapshot
Population
9,325
Median age
55.4
Median income
$48,185
Median home value
$236,100
Avg household
2.15
Households w/ children
690
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 127% above the CRYSTAL RIVER 34428 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 2020 NW 19TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$185,000
11246 W FRESHWATER PATH
2 bd · 2 ba · 1,036 sqft · $179/sqft · 37 DOM
Sold · Jan ’26$332,500
11006 W COVE HARBOR DRIVE UNIT 16
2 bd · 2 ba · 1,252 sqft · $266/sqft · 12 DOM
Sold · Jul ’26$325,000
12108 W GULF BREEZE COURT
2 bd · 1.5 ba · 1,272 sqft · $256/sqft · 126 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2020 NW 19TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2020 NW 19TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2020 NW 19TH STREET FAQs
What would the monthly payment be for 2020 NW 19TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,208/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2020 NW 19TH STREET?+
The most recent tax bill on record (2025) was $3,994. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $429,000, this home is listed about 42% above the Crystal River median of $302,450. The market section on this page shows how the area is trending.
Which schools are assigned to 2020 NW 19TH STREET?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM728915.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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