114 LOCUST LOOP, OCALA, FL, 34472
Active1 days on marketListed Jul 27, 2026MLS #OM729288
About this home
114 LOCUST LOOP
NEARLY NEW HOME AND NO HOA! Experience the perfect blend of modern style, quality construction, and everyday comfort in this beautifully maintained 2024-built home. Offering 3 bedrooms, 2 bathrooms, and a 2-car garage, this concrete block residence is in pristine, like-new condition, reflecting the exceptional care it has received since day one. Situated on a desirable corner lot, this home offers the freedom and flexibility of no HOA, allowing you to enjoy your property without the restrictions or monthly fees. Step inside to discover a bright, open-concept design enhanced by luxury vinyl plank flooring throughout the main living areas, plush carpeting in the bedrooms, elegant granite countertops, and a thoughtfully designed kitchen featuring stainless steel appliances, all of which will remain for the new owner. The spacious primary suite serves as a private retreat, complete with a generous walk-in closet and an en-suite bath designed for comfort and convenience. Step outside and enjoy your own backyard retreat. The fenced backyard offers privacy and plenty of space to relax or entertain, featuring an above-ground pool that's perfect for cooling off on warm Florida days, hosting family and friends, or simply unwinding after a long day. Perfectly positioned in a quiet setting, yet just minutes from everything you need, you'll enjoy easy access to Ocala, Belleview, and The Villages. Outdoor enthusiasts will appreciate being just minutes from Lake Weir, where you can launch your boat at the public ramp, spend the day on the water, or enjoy waterfront dining at two popular lakeside restaurants. If you've been searching for a move-in-ready, nearly new home that offers modern finishes, quality construction, an outstanding location, and the rare benefit of no HOA, this exceptional property is one you won't want to miss. Discover the lifestyle you've been waiting for—where comfort, convenience, and Florida living come together beautifully.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,117
Sqft
0.24 ac
Lot size
2
Garage
2024
Year built
One
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,935 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,935/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 114 LOCUST LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 114 LOCUST LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
114 LOCUST LOOP FAQs
What would the monthly payment be for 114 LOCUST LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,935/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 114 LOCUST LOOP?+
The most recent tax bill on record (2025) was $3,474. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $234,750, this home is listed about 21% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 114 LOCUST LOOP?+
Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$234,750 runs 12% above the OCALA 34472 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Ocala market that averages 43 — if it fits, move quickly.
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Crystal McCall. MLS #OM729288.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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