
1168 NARCOOSSEE DEL SOL, ST CLOUD, FL, 34771
Active47 days on marketListed Jun 12, 2026MLS #S5151693
Come see it
Upcoming open house
Sat, Aug 1
11:30 AM – 2:30 PM
About this home
1168 NARCOOSSEE DEL SOL
Back on Market – Buyer Financing Fell Through. Welcome to this beautifully upgraded residence built in 2019 by M/I Homes, located in the highly desirable and intimate community of Narcoossee Del Sol, featuring only approximately 95 homes. This exceptional Madeira II model offers 4 bedrooms and 3 bathrooms and combines modern design, energy efficiency, and luxury upgrades throughout, delivering the perfect blend of comfort, style, and functionality. Step inside and experience a thoughtfully designed open floor plan with elegant porcelain tile flooring throughout, upgraded cabinetry, and high-end appliances. The kitchen and bathrooms have been tastefully enhanced, including quartz countertops, floor-to-ceiling tile in all bathrooms, and luxurious primary suite featuring a spa-style shower with body jets.This home is fully equipped with premium upgrades, including: Whole house water filtration and water softener system. Under-sink reverse osmosis drinking water system provides purified, great tasting water for drinking and cooking, adding convenience and enhanced water quality for everyday use. Central vacuum system. Smart thermostat and keyless entry. The A/C system enhanced with two UV sterilization lights to help improve indoor air quality and reduce microbial growth. Professionally maintained A/C system (serviced twice a year since installation) Hurricane shutters for all windows and patio doors. Overhead storage racks in the garage. Laundry room with utility sink and built-in cabinets The outdoor living space is equally impressive. The backyard has been thoughtfully designed with pavers, artificial turf, and a private putting green, creating a perfect area for relaxation and entertainment. A double-door fenced enclosure provides privacy and convenience, while the irrigation system maintains the lush landscaping. Additionally, raised garden beds and a productive vegetable garden add charm and functionality to the outdoor space.Another exceptional feature is that the owners have already pre-wired a dedicated 60-amp electrical service in the backyard for a future pool. This valuable upgrade can save the new owner both time and money by eliminating the need for costly electrical work and simplifying the installation process. It is a thoughtful improvement that adds convenience and enhances the property's long-term value. Also, equipped with gutters to help protect the home's foundation. Situated on a desirable corner lot with a tranquil water view, this home offers both privacy and scenic beauty. The community features low HOA fees and no CDD. Located just minutes from Lake Nona, Medical City, Veterans Affairs facilities, shopping centers, dining, and major highways, this home offers unmatched convenience in one of Central Florida’s fastest-growing and most desirable areas. Future development plans include a nearby K-8 public charter school, further enhancing long-term value and desirability of the neighborhood.This is a rare opportunity to own a highly upgraded, move-in-ready home in a rapidly appreciating location. Pride of ownership is evident throughout. This home has been meticulously maintained and thoughtfully upgraded beyond builder standards. Buyers will appreciate the quality, attention to detail, and extensive improvements that are rarely found, even in new construction. You will not be disappointed when touring this exceptional property. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,190
Sqft
0.16 ac
Lot size
2
Garage
2019
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,552 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,552/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.2%
$/sqft vs St Cloud actives
$208 vs $217
Days on market
47 vs 33 typical
Where $208/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
192 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1168 NARCOOSSEE DEL SOL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$430,000
1136 NARCOOSSEE DEL SOL BOULEVARD · same community
4 bd · 2 ba · 2,092 sqft · $206/sqft · 69 DOM
Sold · May ’26$415,000
370 WHISTLING DUCK TRAIL
4 bd · 2.5 ba · 2,170 sqft · $191/sqft · 72 DOM
Sold · Sep ’25$440,000
494 AMADORAS WAY
4 bd · 2.5 ba · 2,170 sqft · $203/sqft · 155 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1168 NARCOOSSEE DEL SOL — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1168 NARCOOSSEE DEL SOL — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1168 NARCOOSSEE DEL SOL FAQs
What would the monthly payment be for 1168 NARCOOSSEE DEL SOL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,552/mo — principal and interest, the actual property-tax bill, the $149/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1168 NARCOOSSEE DEL SOL?+
The association fee works out to $149 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1168 NARCOOSSEE DEL SOL?+
The most recent tax bill on record (2025) was $4,359. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1168 NARCOOSSEE DEL SOL?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $455,000, this home is listed about 7% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1168 NARCOOSSEE DEL SOL?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP · Maritza Jimenez. MLS #S5151693.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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