Tommy Trainer
$340,000$360,0003 bd2 ba2,177 sqft$156 /sqft$2,403 /mo all-in ↓

4506 SE 7TH PLACE, OCALA, FL, 34471

Active476 days on marketListed Apr 13, 2025MLS #TB8373231

Reduced $20KSingle Family ResidenceSTONEWOOD ESTATES

About this home

4506 SE 7TH PLACE

Nestled in highly sought-after Stonewood Estates in SE Ocala, this comfortable 3 bedroom, 2 bath concrete block, stucco home on a generous .43 acre lot epitomizes serene living without compromising on convenience. The heart of this home is undoubtedly the expansive great room, accentuated by a charming brick, wood-burning fireplace, and with ceramic tile flooring that extends throughout the residence. The open floor plan seamlessly integrates the living spaces, highlighted by a large kitchen that boasts wood cabinets, sleek granite countertops, and all stainless steel appliances. The roomy primary bedroom serves as a private retreat, featuring a walk-in closet and an Ensuite bathroom with a wonderful heat lamp. The large guest bedrooms ensure comfort and privacy for family and guests alike. The oversized 2-car garage offers plenty of storage area. Beyond the interior’s allure, the exterior features a huge lanai and back patio, offering the perfect backdrop for outdoor gatherings or a tranquil evening under the stars. The fenced backyard, complete with a playhouse and swing set, promises endless fun for the younger residents. No HOA. Whether you’re basking in the warmth of the fireplace or enjoying the spacious outdoors, this property offers a rare blend of luxury and coziness that is sure to captivate. Roof replaced 2017. Water heater 2013. HVAC 2009. Needs some updating to totally make it yours. This is a unrepaired sinkhole however, seller is having it remediated and it will have warranty and insurability before closing. All information is deemed reliable but must be verified by the buyer.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,177

Sqft

0.43 ac

Lot size

2

Garage

1980

Year built

One

Levels

$156

Per sqft

Fireplace

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationBlock
FacesNorth
ExteriorLighting · Sliding Doors · Storage

Community & fees

Taxes (2024)$1,094/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,403 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property tax — 2024 actual bill$91
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,900
Interest rate6.00%
Loan term

Estimated payment

$2,403/mo

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$91
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $340K
$326KedgeAI estimate $353,187 · range $346K$371K$385K

vs edgeAI estimate

−3.7%

$/sqft vs Ocala actives

$156 vs $184

Days on market

476 vs 43 typical

Where $156/sqft sits among the 400 Ocala actives

134 · this home
162
57
15
6
26
$127–170$170–212$212–255$255–298$298–341$341+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 4506 SE 7TH PLACE

Get to know Ocala. See the full Ocala guide →

OCALA 34471 — neighborhood snapshot

Population

26,031

Median age

44.2

Median income

$60,283

Median home value

$292,200

Avg household

2.31

Households w/ children

2,491

For the school run

Marion County School District

ElementaryEighth Street Elementary School★★★★
MiddleOsceola Middle School★★★★
HighForest High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

147 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% above the OCALA 34471 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $340,000 $20K
Apr 13, 2025Listed at $360,000 · 476 days on market since
1980Built · STONEWOOD ESTATES

Reality check

What actually sold near 4506 SE 7TH PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

940 RIMINI DRIVESold · Sep ’25

$490,000

940 RIMINI DRIVE · same community

4 bd · 2.5 ba · 2,185 sqft · $224/sqft · 14 DOM

940 UMBRIA LANESold · Jan ’26

$330,000

940 UMBRIA LANE · same community

4 bd · 2 ba · 1,878 sqft · $176/sqft · 98 DOM

10421 STONE GLEN DRIVESold · Mar ’26

$580,000

10421 STONE GLEN DRIVE · same community

4 bd · 3 ba · 2,663 sqft · $218/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4506 SE 7TH PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4506 SE 7TH PLACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4506 SE 7TH PLACE FAQs

What would the monthly payment be for 4506 SE 7TH PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,403/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4506 SE 7TH PLACE?+

The most recent tax bill on record (2024) was $1,094. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $340,000, this home is listed about 14% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4506 SE 7TH PLACE?+

Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Time on market is leverage

476 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.

02Strong assigned schools

Eighth Street Elementary School, Osceola Middle School, Forest High School — Eighth Street Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $360,000, now $340,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of PREMIER PROPERTY SOLUTIONS · Renee Dewolf. MLS #TB8373231.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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