13797 PINECREST DRIVE, LARGO, FL, 33774
Active181 days on marketListed Jan 24, 2026MLS #TB8467510
About this home
13797 PINECREST DRIVE
Virtually Staged. NOW IS YOUR CHANCE.. Lakefront Elegance in Hillcrest Manor Welcome to this stunning 3-bedroom, 2-bath residence nestled in the highly sought-after Hillcrest Manor neighborhood of Largo, Florida. Crafted with solid block construction with a NEW CONCRETE TILE ROOF (transferrable warranty) and designed for both comfort and style, this home offers an exceptional blend of modern luxury and serene lakefront living. Step inside to discover not only the natural light but gorgeous lake views with an open, spacious floor plan adorned with elegant porcelain tile flooring throughout, enhancing the home’s contemporary sophistication. The heart of the home is a luxurious chef’s kitchen featuring gleaming quartz countertops, custom Innovation wood cabinetry, premium GE appliances, Kitchen Pot filler above cooktop, and Kitchen Island measures 93x37 that provides an abundant prep space—perfect for entertaining or everyday indulgence. The thoughtfully designed split bedroom layout ensures privacy, while the spacious living and dining areas seamlessly flow toward breathtaking views of the shimmering lake. The lanai offers the feeling of relaxation while enjoying views of the lake. There's ample space overlooking the water to create a true backyard oasis. Additional features include a 2-car garage with Hurricane garage door, a circular driveway and convenient street parking for guests. Impact Windows, Water softener, LED lighting. Irrigation provides FRESH Water that pulls from the lake. No Large Trees on the property to worry about. All new interior doors. The exterior of the home has all new Stucco. Enjoy a lifestyle of tranquility and recreation with direct access to fishing, boating, paddleboarding etc., just steps from your door. Keep in mind that this is in a NON-Evacuation Zone at an elevation of 39 ft. Indian Rocks Beach is just a short drive away, where the locals go as well as shopping, many nearby parks, doctors, hospital, and an abundance of restaurants. This is more than a home—it's a retreat. Come experience lakefront living at its finest in one of Largo's most desirable communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,649
Sqft
0.35 ac
Lot size
2
Garage
1970
Year built
One
Levels
$397
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,517 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,517/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.6%
Days on market
181 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hillcrest Manor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Hillcrest Manor — neighborhood snapshot
Population
453
Median age
54
Median income
$88,448
Median home value
$363,498
Avg household
2
Households w/ children
53%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 228% above the LARGO 33774 median. See the full Largo market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13797 PINECREST DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13797 PINECREST DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13797 PINECREST DRIVE FAQs
What would the monthly payment be for 13797 PINECREST DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,517/mo — principal and interest, the actual property-tax bill, the $19/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13797 PINECREST DRIVE?+
The association fee works out to $19 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13797 PINECREST DRIVE?+
The most recent tax bill on record (2024) was $6,694. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13797 PINECREST DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $655,000, this home is listed about 143% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 13797 PINECREST DRIVE?+
Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$655,000 runs 228% above the LARGO 33774 median — but at 1,649 sqft it's also 35% larger than the typical Largo listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
181 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of PLUMLEE GULF BEACH REALTY · Christa Ballauer. MLS #TB8467510.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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