Tommy Trainer
$850,0004 bd4 ba3,016 sqft$282 /sqft$5,115 /mo all-in ↓

793 DUQUE ROAD, LUTZ, FL, 33549

Active1 days on marketListed Jul 24, 2026MLS #TB8527786

WaterfrontPrivate poolSingle Family ResidenceUNPLATTED

About this home

793 DUQUE ROAD

Stunning Lakefront Estate on Approx. ¾ Acre – 4 Bedrooms, 4 Full Baths + Study + Loft, Pool, Gated & Fenced. Experience serene lakefront living in this beautifully upgraded 4 Bedroom, 4 Bath home featuring a private study, loft, and an oversized 3-car garage. Located behind an electronic gate and surrounded by a fully fenced homesite, this property offers exceptional privacy and breathtaking views of the lake, pool, and mature trees. Inside, the home has showcases high-quality luxury vinyl flooring throughout both levels. Newer water softner, HVAC, and kitchen appliances. Doors lead to the pool and the expansive second-story balcony, enhancing indoor-outdoor living. The owner’s retreat, located on the first floor, is truly luxurious—featuring 9-ft tray ceilings, double walk-in closets, direct pool access, and a double gas-burning fireplace. The spa-inspired en-suite bath includes new seamless glass showers, dual vanities, and abundant natural light. The gourmet kitchen is a chef’s delight with propane cooking, granite countertops, solid wood 42" cabinetry, and a cozy eat-in breakfast area. The great room impresses with its two-story ceilings, expansive windows, and sliders that frame the picturesque lake and pool views. Upstairs, you’ll find 3 additional bedrooms, 2 full baths, and a versatile loft. One bedroom and the loft open through brand new sliders to an oversized balcony—perfect for enjoying sunsets over the water. The pool area is paved, open, and ideal for entertaining, with plenty of space for an outdoor kitchen. A newly added gazebo provides a peaceful spot to relax and enjoy the tranquil surroundings. With over 3,000 square feet of elegant living space on approx. ¾ acre, this home blends luxury, comfort, and privacy. Conveniently located near Tampa, top-rated schools, restaurants, shopping, hospitals, and major roadways, this lakefront estate offers the best of Florida living.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,016

Sqft

0.75 ac

Lot size

3

Garage

2006

Year built

Two

Levels

$282

Per sqft

Private poolWaterfrontFireplacePool & Water viewPets allowed

Inside

FlooringLuxury Vinyl · Travertine
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer · Water Filtration System · Water Softener · Wine Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Dry Bar · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Tray Ceiling(s) · Vaulted Ceiling(s) · Window Treatments
LaundryIn Garage · Laundry Room · Washer Hookup
CoolingCentral Air · Zoned
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesEast
ExteriorBalcony · Private Entrance

Community & fees

Taxes (2025)$597/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Connected · Propane
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,115 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,587
PMI (est., until 20% equity)$319
Property tax — 2025 actual bill$50
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $85,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $85,000
Interest rate6.00%
Loan term

Estimated payment

$5,115/mo

Principal & interest$4,587
PMI (est., until 20% equity)$319
Property taxes (actual bill)$50
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Lutz

Map of 793 DUQUE ROAD

Drive times from this address

Downtown Tampa18 min
Tampa Int’l Airport (TPA)29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lutz. See the full Lutz guide →

LUTZ 33549 — neighborhood snapshot

Population

18,816

Median age

44.1

Median income

$85,066

Median home value

$339,400

Avg household

2.58

Households w/ children

2,040

For the school run

Pasco County School District

ElementaryOakstead Elementary School★★★★
HighSunlake High School★★★★
MiddleCharles S. Rushe Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$580K$487K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 95% above the LUTZ 33549 median. See the full Lutz market guide →

Paper trail

This home's history

Jul 24, 2026Listed at $850,000 · 1 days on market since
2006Built · UNPLATTED

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 793 DUQUE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 793 DUQUE ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

793 DUQUE ROAD FAQs

What would the monthly payment be for 793 DUQUE ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,115/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 793 DUQUE ROAD?+

The most recent tax bill on record (2025) was $597. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 793 DUQUE ROAD?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $850,000, this home is listed about 73% above the Lutz median of $489,999. The market section on this page shows how the area is trending.

Which schools are assigned to 793 DUQUE ROAD?+

Oakstead Elementary School (elementary), Sunlake High School (high), Charles S. Rushe Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$850,000 runs 95% above the LUTZ 33549 median — but at 3,016 sqft it's also 42% larger than the typical Lutz listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 1 day on market in a Lutz market that averages 35 — if it fits, move quickly.

04Strong assigned schools

Oakstead Elementary School, Sunlake High School, Charles S. Rushe Middle School — Oakstead Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of DENNIS REALTY & INV. CORP. · Jane Theriault. MLS #TB8527786.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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