3199 AZALEA DRIVE, HERNANDO BEACH, FL, 34607
Active1 days on marketListed Jul 27, 2026MLS #TB8532817
About this home
3199 AZALEA DRIVE
Virtually Staged. Welcome to this exceptional KEY WEST-STYLE WATERFRONT HOME nestled on a DEEP, WIDE CANAL in the heart of Hernando Beach, where coastal elegance meets the ultimate Florida boating lifestyle. This beautifully maintained 3-BEDROOM, 3-BATHROOM residence offers a versatile FLEX SPACE, garage, and an abundance of natural light throughout. The spacious open floor plan showcases NEW LAMINATE FLOORING, a cozy FIREPLACE, and a stunning NEWLY REMODELED GOURMET KITCHEN featuring QUARTZ COUNTERTOPS, gorgeous WOOD CABINETRY, DOUBLE OVENS, STAINLESS STEEL APPLIANCES, a GAS COOKTOP, and ample space for entertaining. Outdoor living is second to none with a SCREENED UPPER LANAI, NEWER PAVERS, VINYL PRIVACY FENCING, OUTDOOR SHOWER, OUTDOOR SCRUB SINK, and a KAYAK RACK. Enjoy endless days on the water from your FLOATING JET SKI DOCK, relax beneath the charming WATERSIDE TIKI HUT, or cast a line from the expansive waterfront deck with built-in bench seating. One of the home's most unique features is the spectacular CROW'S NEST, offering breathtaking 360-DEGREE PANORAMIC VIEWS OF HERNANDO BEACH, unforgettable sunsets, and the perfect vantage point to watch Gulf storms roll across the horizon. Whether you're searching for a full-time waterfront residence, a weekend retreat, or the perfect place to embrace the Florida coastal lifestyle, this one-of-a-kind property offers direct access to boating, fishing, kayaking, and unforgettable waterfront living. Schedule your private showing today and experience everything this remarkable Hernando Beach home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,396
Sqft
0.14 ac
Lot size
1
Garage
1990
Year built
One
Levels
$347
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,641 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,641/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.8%
Days on market
1 vs 35 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$495K → $488K
Hernando Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3199 AZALEA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3199 AZALEA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3199 AZALEA DRIVE FAQs
What would the monthly payment be for 3199 AZALEA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,641/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3199 AZALEA DRIVE?+
The most recent tax bill on record (2025) was $4,932. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando Beach?+
At $485,000, this home is listed about 11% below the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3199 AZALEA DRIVE?+
Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$485,000 runs 49% above the HERNANDO BEACH 34607 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Hernando Beach market that averages 35 — if it fits, move quickly.
Listing courtesy of PEOPLE'S TRUST REALTY · Summer Philhower. MLS #TB8532817.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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