7146 CARMEL AVENUE, NEW PORT RICHEY, FL, 34655
Active6 days on marketListed Aug 13, 2026MLS #TB8537484
About this home
7146 CARMEL AVENUE
Nicely renovated 2-bedroom, 2-bath home with a 1-car garage, located in the popular Seven Springs community of New Port Richey. Freshly updated inside and out, this move-in-ready home features new interior and exterior paint, a beautifully renovated kitchen, updated bathrooms, and numerous recent improvements. Step inside to an inviting living and dining room combination highlighted by a charming faux fireplace. Continue into the completely renovated kitchen featuring brand-new cabinetry, granite countertops, a spacious breakfast bar, and new stainless steel appliances. The kitchen opens to a large family room offering plenty of space and flexibility for multiple furniture layouts, entertaining, or even a home office area. An upgraded sliding glass door leads to the covered and screened patio, creating a great space to enjoy Florida living while overlooking the large backyard—perfect for relaxing, entertaining, pets, or outdoor activities. The spacious primary suite is privately situated at the rear of the home and features a walk-in closet and beautifully renovated en-suite bath with a new granite-top vanity and an all-new tiled walk-in shower. The generously sized second bedroom offers two large closets, while the hall bathroom has also been refreshed with a new granite-top vanity. Enjoy added peace of mind with a new A/C system and water heater installed in 2026, plus a roof that is approximately six years old. The home also features solar panels for potential energy savings. Conveniently located just off State Road 54, with easy access to shopping, dining, schools, medical facilities, Gulf beaches, and everything the Tampa Bay area has to offer. Move-in ready and packed with updates—don’t miss this one!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,368
Sqft
0.14 ac
Lot size
1
Garage
1975
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,137 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,137/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.5%
$/sqft vs SEVEN SPGS HOMES
$190 vs $235
Days on market
6 vs 54 typical
Where $190/sqft sits among the 17 homes for sale in SEVEN SPGS HOMES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34655 — neighborhood snapshot
Population
47,696
Median age
45.7
Median income
$85,107
Median home value
$353,000
Avg household
2.53
Households w/ children
5,515
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $277K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
7 of 17
SEVEN SPGS HOMES have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the NEW PORT RICHEY 34655 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 7146 CARMEL AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$167,000
7146 CARMEL AVENUE · same community
3 bd · 2 ba · 1,368 sqft · $122/sqft · 9 DOM
Sold · Jun ’26$225,000
3353 MURROW STREET · same community
2 bd · 2 ba · 1,389 sqft · $162/sqft · 18 DOM
Sold · Jul ’26$180,000
3506 MONTE RIO STREET · same community
3 bd · 2 ba · 1,293 sqft · $139/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7146 CARMEL AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7146 CARMEL AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7146 CARMEL AVENUE FAQs
What would the monthly payment be for 7146 CARMEL AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,137/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7146 CARMEL AVENUE?+
The most recent tax bill on record (2025) was $3,985. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7146 CARMEL AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $259,900, this home is listed about 9% below the New Port Richey median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 7146 CARMEL AVENUE?+
Trinity Oaks Elementary School (elementary), Seven Springs Middle School (middle), James W. Mitchell High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the NEW PORT RICHEY 34655 market on paper
$259,900 is 19% below the NEW PORT RICHEY 34655 median of $319,900, and at $190/sqft it sits under the New Port Richey average of $215.
02Fresh on the market
Only 6 days on market in a New Port Richey market that averages 54 — if it fits, move quickly.
03Strong assigned schools
Trinity Oaks Elementary School, Seven Springs Middle School, James W. Mitchell High School — Seven Springs Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $264,900, now $259,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DENNIS REALTY & INV. CORP. · Scott Robinson. MLS #TB8537484.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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