Tommy Trainer
$619,900$639,9004 bd2 ba2,320 sqft$267 /sqft$4,165 /mo all-in ↓

3271 MAJESTIC OAK DRIVE, ST CLOUD, FL, 34771

Active50 days on marketListed Jun 17, 2026MLS #V4949695

Reduced $20KPrivate poolSingle Family ResidenceMAJESTIC OAKS

About this home

3271 MAJESTIC OAK DRIVE

Once you enter Majestic Oak, you'll immediately see where the community gets its name, from the breathtaking canopy of towering mature oak trees that create a truly scenic and welcoming entrance to this fully upgraded 4-bed, 2-bath pool home designed for both luxury living and everyday comfort in one of Saint Cloud's sought-after communities.  This move-in-ready home comes with its own community neighborhood dock and boat ramp access that leads to a chain of lakes to Lake Tohopekaliga. Features extensive recent upgrades, including a 2024 architectural roof with transferable warranty, full repipe and plumbing updates completed in 2025, impact-resistant Low-E windows, updated drain lines, a whole-house water filtration system, new sod and sprinkler system, fence, and a generous extended driveway offers abundant parking and flexibility for your boats and jet skis! Inside, the home showcases ceramic flooring throughout the main living areas and bedrooms, custom blinds, designer finishes, and a beautifully renovated kitchen complete with premium Bosch appliances, a custom native trail sink, quartz countertops and backsplash, and a stunning waterfall island. The laundry room also features matching quartz countertops for added style and functionality. The spacious primary suite offers a true spa-like retreat with a freestanding soaking tub, dual rainfall showers with body jets, double vanities, and a luxury heated bidet with customizable settings. Step outside to your private backyard oasis featuring a saltwater pool with a new 2026 pump and motor, electric pool heater, upgraded screening, new fencing, and plenty of room to entertain and relax year-round. Additional highlights include: Attic storage with finished walk space, shed, TV mounts, smart alarm system sensors included, septic pump and plumbing already installed for a potential future third bathroom, and thoughtful owner improvements throughout.  Located just minutes from Lake Nona without the Lake Nona price point, this home offers a close proximity to Boxi Park, shopping, dining, grocery stores, major roadways, Medical City, Nemours Children's Hospital, UCF Hospital, the largest VA hospital, Orlando theme parks and all of Central Florida's top attractions while still enjoying the space, privacy, and value of Saint Cloud living.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,320

Sqft

0.51 ac

Lot size

2

Garage

1986

Year built

One

Levels

$267

Per sqft

Private poolPets allowed

Inside

FlooringCeramic Tile · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Freezer · Microwave · Range Hood · Refrigerator · Water Filtration System
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesWest
ExteriorFrench Doors · Irrigation System · Playground · Rain Gutters

Community & fees

HOA fee$83/mo
Taxes (2025)$4,139/yr
PetsCats OK, Dogs OK, Yes
CommunityCommunity Boat Ramp · Dock

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Public · Sewer Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,165 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,345
PMI (est., until 20% equity)$232
Property tax — 2025 actual bill$345
HOA fee — from the listing$83
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $61,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $61,990
Interest rate6.00%
Loan term

Estimated payment

$4,165/mo

Principal & interest$3,345
PMI (est., until 20% equity)$232
Property taxes (actual bill)$345
HOA / condo fee$83
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $620K
$474KedgeAI estimate $593,986 · range $493K$715K$743K

vs edgeAI estimate

+4.4%

$/sqft vs St Cloud actives

$267 vs $218

Days on market

50 vs 42 typical

Where $267/sqft sits among the 400 St Cloud actives

102
130
79
43 · this home
17
29
$160–194$194–228$228–262$262–296$296–329$329+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 3271 MAJESTIC OAK DRIVE

Drive times from this address

Orlando Int’l Airport (MCO)23 min
Downtown Orlando29 min
Walt Disney World34 min
Universal Orlando35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$412K$392K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

215 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 44% above the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $619,900 $20K
Jun 17, 2026Listed at $639,900 · 50 days on market since
1986Built · MAJESTIC OAKS

Reality check

What actually sold near 3271 MAJESTIC OAK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5374 CROOKED OAK CIRCLESold · May ’26

$538,000

5374 CROOKED OAK CIRCLE · same community

3 bd · 2 ba · 2,311 sqft · $233/sqft · 24 DOM

5605 SW 89TH STREETSold · Oct ’25

$356,500

5605 SW 89TH STREET · same community

3 bd · 2 ba · 2,309 sqft · $154/sqft · 27 DOM

5369 CROOKED OAK CIRCLESold · Jun ’26

$590,000

5369 CROOKED OAK CIRCLE · same community

4 bd · 2 ba · 2,279 sqft · $259/sqft · 233 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3271 MAJESTIC OAK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3271 MAJESTIC OAK DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3271 MAJESTIC OAK DRIVE FAQs

What would the monthly payment be for 3271 MAJESTIC OAK DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,165/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3271 MAJESTIC OAK DRIVE?+

The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3271 MAJESTIC OAK DRIVE?+

The most recent tax bill on record (2025) was $4,139. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3271 MAJESTIC OAK DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $619,900, this home is listed about 44% above the St Cloud median of $429,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3271 MAJESTIC OAK DRIVE?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$619,900 runs 44% above the ST CLOUD 34771 median — but at 2,320 sqft it's also 17% larger than the typical St Cloud listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $639,900, now $619,900 — a $20K cut. The full history is in the market section below.

Listing courtesy of RE/MAX ADVANTAGE · Eric Zimmerman. MLS #V4949695.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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