2340 NEWFOUND HARBOR DRIVE, MERRITT ISLAND, FL, 32952
Active1 days on marketListed Aug 12, 2026MLS #V4950663
Come see it
Upcoming open house
Sat, Aug 15
12:00 PM – 2:00 PM
About this home
2340 NEWFOUND HARBOR DRIVE
LISTED BELOW APPRAISED VALUE!!! Welcome to your own waterfront retreat in the heart of Merritt Island. This beautifully maintained two-story waterfront home, built in 1990 and recently refreshed with new exterior paint, offers the perfect blend of luxury, comfort, and exceptional outdoor living. Featuring 4 spacious bedrooms and 3 ½ bathrooms, this move-in ready home boasts a thoughtfully designed open floor plan with a formal living room, a comfortable family room, and an upstairs bonus room, providing plenty of space for entertaining and everyday living. Soaring ceilings and two electric fireplaces, one in the main living area and another in the primary suite, create a warm yet elegant atmosphere throughout the home. The primary suite is a true sanctuary, complete with its own covered lanai overlooking the water. A second covered lanai extends from the fully screened-in pool area, creating multiple spaces to relax and enjoy Florida's year-round lifestyle. Step outside to your private backyard oasis featuring a solar-heated saltwater pool and spa, a deluxe built-in outdoor kitchen with BBQ and seating, and a spectacular river view. Boating enthusiasts will love the recently constructed boathouse, boat lift, and jet ski lift, offering direct river access and endless days on the water — a rare find for Merritt Island waterfront real estate. Additional premium features include a whole-house Generac generator, a whole-house Bluetooth intercom and audio system, and numerous upgrades designed for convenience, comfort, and peace of mind. Whether you're entertaining, enjoying peaceful sunsets from your lanai, or heading out for a day on the river, this exceptional Merritt Island waterfront pool home with boat access offers the Florida lifestyle you've been dreaming of. Schedule your private showing today! This home may be under audio and/or visual surveillance.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,236
Sqft
0.3 ac
Lot size
3
Garage
1990
Year built
Two
Levels
$386
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,809 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,809/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Angel City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Merritt Island. See the full Merritt Island guide →
Angel City — neighborhood snapshot
Population
3,330
Median age
49
Median income
$90,453
Median home value
$363,897
Avg household
2
Households w/ children
268
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Merritt Island market
$430K → $607K
Merritt Island median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Merritt Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 96% above the MERRITT ISLAND 32952 median. See the full Merritt Island market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2340 NEWFOUND HARBOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2340 NEWFOUND HARBOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2340 NEWFOUND HARBOR DRIVE FAQs
What would the monthly payment be for 2340 NEWFOUND HARBOR DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,809/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2340 NEWFOUND HARBOR DRIVE?+
The most recent tax bill on record (2025) was $5,220. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Merritt Island?+
At $1,250,000, this home is listed about 116% above the Merritt Island median of $579,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2340 NEWFOUND HARBOR DRIVE?+
Thomas Jefferson Middle School (middle), Tropical Elementary School (elementary), Merritt Island High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,250,000 runs 96% above the MERRITT ISLAND 32952 median — but at 3,236 sqft it's also nearly twice the size of the typical Merritt Island listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Merritt Island market that averages 54 — if it fits, move quickly.
04Strong assigned schools
Thomas Jefferson Middle School, Tropical Elementary School, Merritt Island High School — Thomas Jefferson Middle School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of LIVELY REAL ESTATE · Gernelle Bokuniewicz. MLS #V4950663.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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