
1 COLONY POINT DRIVE UNIT 15B, PUNTA GORDA, FL, 33950
Active39 days on marketListed Jun 29, 2026MLS #C7527834
About this home
1 COLONY POINT DRIVE UNIT 15B
UNOBSTRUCTED HARBOR VIEWS AT COLONY POINT IN PGI - This beautifully updated 2 bed/2 bath condo w/DOUBLE HURRICANE PROTECTION in Punta Gorda Isles overlooks Charlotte Harbor with an unobstructed, PANORAMIC VIEW that stretches for miles. By day, dolphins and passing boats provide an ever-changing backdrop, while spectacular sunsets paint the sky over Charlotte Harbor each evening. Colony Point enjoys a one-of-a-kind peninsula setting where Charlotte Harbor and the surrounding canals create nearly 360-degree water views—an exceptional waterfront setting unlike any other in PGI. From the front door, you'll enjoy a view straight down the canal toward the Marion Ave. bridge, with the community docks and clubhouse in the foreground. Inside, a welcoming foyer with two coat closets greets you opening to the spacious, open floor plan that keeps the harbor view front and center. Large impact-resistant windows frame the spectacular water view while filling the condo with natural light. Electric roll-down hurricane shutters along the back provide added peace of mind. Scraped hickory hardwood plank flooring flows throughout the main living areas, while new carpet adds softness and comfort to both bedrooms. A soft coastal color palette and custom sheer drapery complete the inviting interior. The beautifully remodeled kitchen blends modern design with exceptional functionality. Wellborn cabinetry with soft-close drawers is paired with quartz countertops, a designer backsplash, under-cabinet lighting, and an island with additional storage. Stainless steel GE Café appliances complete the space, while the open layout keeps you connected to the dining area, living room, and the spectacular harbor view beyond. Just beyond the kitchen, the laundry room doubles as a convenient butler's pantry with a second entrance to the unit. Laundry area offers upper and lower cabinetry, a built-in desk, utility sink, stacked washer and dryer, and a closet pantry, creating exceptional storage and workspace in one well-organized area. The enclosed, tiled Florida room extends the living space and offers a front-row seat to Charlotte Harbor where you can enjoy your morning coffee, watch dolphins play and boats cruise by throughout the day, or take in another spectacular sunset. The spacious primary suite enjoys amazing harbor views and features an en-suite bath with walk-in shower. The generously sized guest bedroom enjoys private access to the updated guest bath. Both bathrooms have been renovated with raised ceilings, recessed lighting, updated vanities, and tiled flooring. Residents of Colony Point enjoy beautifully maintained waterfront grounds with newly updated landscaping throughout the community. Amenities include a beach-like seating area with Adirondack chairs overlooking the canal, a screened and heated community pool, clubhouse for social gatherings, bike storage room, floating dock/kayak launch, and a 420-foot concrete dock with immediate sailboat access to Charlotte Harbor. Dock spaces are available on a first-come basis when available. Ideally located just minutes from the Isles Yacht Club, Fishermen's Village, and historic downtown Punta Gorda, this home places waterfront dining, boutique shopping, parks, and year-round events within easy reach. **Claim your spot on the harbor and start enjoying the waterfront lifestyle that makes Punta Gorda so special.**
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,581
Sqft
1972
Year built
One
Levels
$265
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,096 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,096/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29.1%
$/sqft vs Punta Gorda actives
$265 vs $208
Days on market
39 vs 59 typical
Where $265/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
193 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1 COLONY POINT DRIVE UNIT 15B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$385,000
1 COLONY POINT DRIVE UNIT 13C · same community
2 bd · 2 ba · 1,581 sqft · $244/sqft · 48 DOM
Sold · Apr ’26$310,000
1 COLONY POINT DRIVE UNIT A19 · same community
2 bd · 2 ba · 1,581 sqft · $196/sqft · 21 DOM
Sold · May ’26$300,000
1 COLONY POINT DRIVE UNIT A8 · same community
2 bd · 2 ba · 1,741 sqft · $172/sqft · 186 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1 COLONY POINT DRIVE UNIT 15B — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1 COLONY POINT DRIVE UNIT 15B — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1 COLONY POINT DRIVE UNIT 15B FAQs
What would the monthly payment be for 1 COLONY POINT DRIVE UNIT 15B?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,096/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1 COLONY POINT DRIVE UNIT 15B?+
The most recent tax bill on record (2025) was $3,407. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1 COLONY POINT DRIVE UNIT 15B?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $419,000, this home is listed about 23% above the Punta Gorda median of $341,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1 COLONY POINT DRIVE UNIT 15B?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$419,000 runs 56% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Luke Andreae. MLS #C7527834.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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