1 COLONY POINT DRIVE UNIT 1C, PUNTA GORDA, FL, 33950
Active4 days on marketListed Jul 31, 2026MLS #C7528409
About this home
1 COLONY POINT DRIVE UNIT 1C
END UNIT WATERFRONT CONDO in deed restricted Punta Gorda Isles on one of PGI’s best waterfront locations! PET FRIENDLY Colony Point Condominiums is located on a broad piece of land with seemingly miles of concrete seawall that abuts Charlotte Harbor and the renowned PGI canal system. This end unit residence overlooks the harbor to the west and the canal system to the south. Windows form walls for spectacular views and the “Florida Room/Sunroom” provides water views from all sides. The residence offers a very large great room, two large ensuite master bedrooms and a kitchen with abundant cabinet space, newer appliances and an island for casual dining. There is a dining area with butler’s pantry and views of Charlotte Harbor to the west. The great room offers abundant space with areas for an office and multiple conversation areas. Both ensuite bedrooms are spacious; the master bedroom overlooks the canals and CPC’s marina. The master bath area offers excellent closet space, a linen closet as well as a separate tiled shower. The second ensuite bedroom overlooks the courtyard and offers an equally good clothes closet and linen closet with an upgraded wash basin and cabinet. There is a full laundry with wash tub, cabinets and utility closet. Colony Point offers a heated swimming pool, small “marina” that hugs the seawall on the canal side with space available most of the time. Buyer approval is required. Fish off the seawall, boat from the dock and enjoy this friendly community.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,564
Sqft
4.24 ac
Lot size
1972
Year built
One
Levels
$285
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,382 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,382/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38.3%
$/sqft vs Punta Gorda actives
$285 vs $203
Days on market
4 vs 59 typical
Where $285/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
180 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1 COLONY POINT DRIVE UNIT 1C
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$385,000
1 COLONY POINT DRIVE UNIT 13C · same community
2 bd · 2 ba · 1,581 sqft · $244/sqft · 48 DOM
Sold · Apr ’26$310,000
1 COLONY POINT DRIVE UNIT A19 · same community
2 bd · 2 ba · 1,581 sqft · $196/sqft · 21 DOM
Sold · May ’26$300,000
1 COLONY POINT DRIVE UNIT A8 · same community
2 bd · 2 ba · 1,741 sqft · $172/sqft · 186 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1 COLONY POINT DRIVE UNIT 1C — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1 COLONY POINT DRIVE UNIT 1C — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1 COLONY POINT DRIVE UNIT 1C FAQs
What would the monthly payment be for 1 COLONY POINT DRIVE UNIT 1C?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,382/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1 COLONY POINT DRIVE UNIT 1C?+
The most recent tax bill on record (2025) was $4,871. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1 COLONY POINT DRIVE UNIT 1C?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $445,000, this home is listed about 31% above the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1 COLONY POINT DRIVE UNIT 1C?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$445,000 runs 65% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 4 days on market in a Punta Gorda market that averages 59 — if it fits, move quickly.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THE SUMMEY REALTY GROUP · Randy Summey. MLS #C7528409.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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